Author Topic: PCN now with debt recovery as forgot to update log book.  (Read 1716 times)

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Hi everyone,
I'm feeling incredibly stressed and could really use some advice from anyone who's been through something similar. I've found myself in a really difficult situation with a private Parking Charge Notice (PCN) and now a debt recovery agency is involved.
Here's what happened:
I received a "FINAL NOTIFICATION LETTER" from Euro Car Parks for a PCN issued on 22/02/2025.The amount is now £170.00, being pursued by debt collectors.
The huge problem is that I was completely unaware of this PCN, or any previous letters, until very recently. All the correspondence was sent to an outdated address. I had updated my driving licence with the DVLA around  but I honestly overlooked updating the V5C (log book) for my vehicle at that specific time. I've since rectified this and my V5C is now updated.
This means I was genuinely denied the chance to appeal or pay any reduced amount, which is incredibly frustrating.
Regarding the actual incident:
The PCN claims "The P&D/permit purchased did not cover the date and time of parking." However, I did purchase a valid 4-hour parking ticket
The issue is likely due to the time taken to find a space. I entered the car park and had to spend a considerable amount of time waiting for a suitable parking bay to become available. It's common for there to be an "observation period" to find a space. Crucially, I had my 5-year-old son with me, and for his safety, I couldn't leave him unattended while I drove around looking for a space, or go to the machine before parking properly. As soon as a space was free, I parked safely and went straight to get the ticket. My intention was always to pay, and I did.
I also understand that the BPA (British Parking Association) Code of Practice generally allows for a grace period. While this is usually at the end of parking, it acknowledges that a reasonable amount of time is needed for ingress and egress.
My current situation:
As a single parent, an unexpected demand for £170.00 is a significant financial burden and would cause considerable hardship. I've drafted a detailed letter to Euro Car Parks, asking them to reconsider and allow my appeal, explaining the address issue and the details of the parking incident. I've attached my parking ticket, proof of address change, and V5C update info.
My questions for the group:
 * Has anyone successfully appealed a PCN with Euro Car Parks after the appeal window closed due to an outdated address? What was your experience?
 * How aggressive are debt collectors for private PCNs? What should I expect, and what are my rights?
 * Is there anything else I should include in my appeal letter or be aware of when dealing with Euro Car Parks or the debt collectors?
 

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Re: PCN now with debt recovery as forgot to update log book.
« Reply #1 on: »
* Has anyone successfully appealed a PCN with Euro Car Parks after the appeal window closed due to an outdated address? What was your experience?
The trouble is you've technically committed a (real) offence in not updating your V5C.  (Although one that is rarely pursued)

If it's any comfort the parking company would almost certainly have rejected your appeal anyway.  (However, you would at least had the option of the early discount - but that's still a slab of cash)

* How aggressive are debt collectors for private PCNs? What should I expect, and what are my rights?
Aggressive?  They are completely powerless and cannot do anything other than send scary letters.  Ignore them.

* Is there anything else I should include in my appeal letter or be aware of when dealing with Euro Car Parks or the debt collectors?
Most parking companies will simply say they cannot consider any appeal (and the matter is with debt collectors).  Debt collectors are only interested in your paying the inflated amount.

This is the limitation of ANPR camera's - they only record entries and exits and a computer matches your payment with the stay.

How long, roughly, after entering did the driver make payment?  Can we see the rear of the NtK too?  Does the driver still have the P&D ticket?

Do not send them anything until advised.

At this stage they cannot force you to pay - only a court can do that if they win a judgment.
« Last Edit: May 27, 2025, 02:56:15 pm by JustLoveCars »

Re: PCN now with debt recovery as forgot to update log book.
« Reply #2 on: »
Time driving around the car park isn’t parking time, did you spend 25 minutes driving around and waiting?
Agree Agree x 1 View List

Re: PCN now with debt recovery as forgot to update log book.
« Reply #3 on: »
Your “appeal” option now is to wait for a Letter of Claim, which will be issued by DCB Legal, and then file paperwork with the small claims track at your local court including a defence if you think you have one. If done, DCB Legal will offer you a reduced amount to settle, which you ignore, eventually leading them to discontinue the action. It’s what they do.

If you want to pursue this, come back when you receive the Letter of Claim.

Ignore and do not engage with debt collectors, including DCBL, the sister company of DCB Legal. It’s only the latter you need to take seriously.

Re: PCN now with debt recovery as forgot to update log book.
« Reply #4 on: »
See attached back of PCN

I probably waited for a parking space for 15 mins. I believe I was late leaving due to my son having a tantrum on getting into the car. Unfortunately I no longer have receipt as proof of payment.

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Re: PCN now with debt recovery as forgot to update log book.
« Reply #5 on: »
@alb2025, please pay attention and as long as you follow this advice, you will not be paying a penny to ECP.

Whilst you may have now updated your V5C address with the DVLA (how did you get hold of the Notice to Keeper (NtK) you have shown us?) the serious issue is that ECP still hold an old address.

The first thing you need to do is send the DPO of ECP a data rectification notice instructing them to update their records with your current address for service and to erase your old address. The highlighted words are there for a reason, so use them.

You can safely ignore any debt recovery letters. Debt collectors are powerless to do anything except to try and make the low-hanging fruit on the gullible tree pay up out of ignorance and fear. Never, ever ever enter into any communication with a powerless debt collector. Ignore them.

This is what is going to happen... eventually, you will receive a Letter of Claim (LoC) most likely from a bulk litigation firm, DCB Legal. When you receive this, show us and we will provide a suitable response.

The next thing you will receive is an N1SDT Claim Form from the CNBC. Again, show us when you receive this. Redact only your personal details, the claim number and the MCOL password. Leave ALL dates visible, especially the issue date of the claim.

We will provide a suitable defence. In due course, the claim will either be struck out or discontinued. You just need to hold your ground and trust us. There is a less than 1% chance this would ever reach a hearing if you follow the advice.
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: PCN now with debt recovery as forgot to update log book.
« Reply #6 on: »
The new home owner at my old address gave them to my ex husband when he went to collect his own mail.

So I send the data change request to ECP not DRP?

Thanks for your help.

Re: PCN now with debt recovery as forgot to update log book.
« Reply #7 on: »
Do I email ECP with an appeal alongside the data request?

Re: PCN now with debt recovery as forgot to update log book.
« Reply #8 on: »
Ignore DRP

Re: PCN now with debt recovery as forgot to update log book.
« Reply #9 on: »
The new home owner at my old address gave them to my ex husband when he went to collect his own mail.

So I send the data change request to ECP not DRP?
ECP as they are the Data Controller.  (DRP are their agents)

Do I email ECP with an appeal alongside the data request?
No 'appeal' - they are in payment only mode now.  Just the data rectification (it's not a request - it's a legal right).

Re: PCN now with debt recovery as forgot to update log book.
« Reply #10 on: »
I probably waited for a parking space for 15 mins. I believe I was late leaving due to my son having a tantrum on getting into the car. Unfortunately I no longer have receipt as proof of payment.
With ANPR the clock starts running from the moment you enter the car park.  In their simple calculation the car has exceeded the 4 hour (and 10 minute exit grace) period by sufficient time to issue a PCN.  (Wording on the signs could be relevant but it's usual that the contract does not commence until parked)

There is a strong argument the contract did not commence at the time of entry - but as detailed above, it may not be needed to argue this point.

Re: PCN now with debt recovery as forgot to update log book.
« Reply #11 on: »
As an aside, is there someone to contact who controls the car park?  e.g. a store  (It may be possible to convince them to rescind it)

Re: PCN now with debt recovery as forgot to update log book.
« Reply #12 on: »
Just email the data rectification notice to DPO@eurocarparks.com and make sure you CC in yourself.

Ignore DRP or any other debt collector. Please don't waste our or your own time with information about any debt collectors. Ignore them. They are not a party to ay contract allegedly breached by the driver.
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: PCN now with debt recovery as forgot to update log book.
« Reply #13 on: »
Hi can I please check do I email the data request from my own personal email address or sent it the post?

Many thanks!

Re: PCN now with debt recovery as forgot to update log book.
« Reply #14 on: »
As an aside, is there someone to contact who controls the car park?  e.g. a store  (It may be possible to convince them to rescind it)

The landowner is a church. Is it worth contacting them?