With a claim issue date of 28th August, you had until 4pm today to submit your AoS, which you confirm has been done. Good. You now have until 4pm on Monday 30th September to file your defence. That's two weeks away.
As this is a DCB Legal issued claim, it will be easy to deal with as long as you follow the advice. For future reference, never, ever, ever, ever, ever, communicate with a debt collector such as DCBL (separate from their bulk litigation arm, DCB Legal) or any other DRA. No DRA has the power to do anything and can be safely ignored. They are not a party to any contract that the driver is alleged to have breached.
Here is a short defence you can use together with a draft order that will be emailed as PDF attachments to the CNBC. Do not, under any circumstances use the MCOL defence webform. Do not put so much as a comma in there otherwise that will be the sum total of your defence.
Remember, when defending the claim, you are responding to what is in the Particulars of Claim (PoC). Imagine that the claim form is the very first you have heard about this PCN. Forget all previous communication. How would you respond to what is actually alleged in the woeful inadequate PoC?
Have you checked the date stated in the PoC that the PCN was "issued"? I will bet you that that is not the date the PCN was issued at all. The PCN can only be issued as a Notice to Keeper (NtK) after they have requested and obtained the Keepers details from the DVLA. That cannot happen in under 24 hours and not at weekends or bank holidays. The PCN will have been "issued" at least a coupe of days after the date mentioned in the PoC.
How can you check that the interest claimed is accurate? Do you know from what date the interest started accruing? Is the sum claimed including "damages"? If so, who are the damages calculated? If they are not damages, are they debt recovery costs? Can interest be charged on those costs?
What is the exact wording of the clause (or clauses) of the terms and conditions of the "contract" which the Claimant is relying on?
What is the reason (or reasons) why the Claimant asserts the defendant has breached the "contract"?
Do the PoC state with sufficient particularity exactly where the breach occurred, the exact time when the breach occurred and how long it is alleged that the vehicle was parked before the parking charge was allegedly incurred?
Do you know what portion of the sum claimed is for the parking charge and what portion is for damages?
There is so much wrong with those PoC that it is impossible to properly prepare any defence. So, you use the following short defence and draft order. You only need to edit the defence with the claimants name, your name, the claim number and you can sign it by simply typing your name in the signature part and date it. There is nothing to edit in the draft order.
Short Defence Draft OrderThey should be emailed as PDF attachments to
claimresponses.cnbc@justice.gov.uk and CC in yourself. If an auto response email is not received back from the CNBC within a few minutes, try again and if still no luck, try emailing using a different email agent.