FUBAR/SNAFU
I did not provide an AoS I went straight for the defence. delivered 12 December after having no response from DCBL. Which is only 3 days after the 9th. Within 4 days they delivered a judgement.
I’m not sure about your maths but I already told you... you had until Monday 9th December to submit an AoS or a defence. If you had submitted an AoS, your deadline for filing a defence would have been extended until 23rd December.
You did not file anything until 12th December, 3 days after the deadline. What exactly you mean by “
delivered 12 December”? The AoS or defence had to have been received by 9th December.
Whatever it is you think was “delivered 12 December” was not a defence. There is no human involvement in the process of the claimant obtaining a CCJ by default if you miss the deadlines. The claimant sees no AoS or defence and clicks the button and... hey presto! A CCJ by default.
There is nothing left to “slow down”. All you can do now is either pay the CCJ in full within 28 days of judgment if you want to avoid 6 years of financial pain or you can apply for a set aside of the judgment which is going to cost you £303 just to submit the application with no guarantee that a judge would agree to it as it looks like “credit cleansing” and even if it was allowed, you’d still have to defend the original claim.
SNAFU