Author Topic: Notice of Debt Recovery  (Read 3975 times)

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Re: Notice of Debt Recovery
« Reply #30 on: »
Thank you B789 for your response and apologies for late acknowledgement.

So I have reported to HMRC but I take it I now just sit tight and await any legal action??


Re: Notice of Debt Recovery
« Reply #31 on: »
Yes. Just wait for the N1SDT Claim Form to arrive and then show us. You only need to redact your personal details, the claim number and the MCOL password. Make sure that ALL dates remain visible.
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: Notice of Debt Recovery
« Reply #32 on: »
Hi

I have today, received notice of claim via HM  Courts & Tribunal Service.

Please can I receive some guidance on next steps?

Thank you

Re: Notice of Debt Recovery
« Reply #33 on: »
As above, please show us the notice, suitably redacted.

Re: Notice of Debt Recovery
« Reply #34 on: »
Thank Jfollows. Please see attached

« Last Edit: May 10, 2025, 05:00:36 pm by DWMB2 »

Re: Notice of Debt Recovery
« Reply #35 on: »
You may want to redact the claim number and your MCOL password from that photo.

With an issue date of 7th May, you have until 4pm on Tuesday 27th May to submit your defence. If you submit an Acknowledgement of Service (AoS) before then, you would then have until 4pm on Monday 9th June to submit your defence.

If you want to submit an AoS then follow the instructions in this linked PDF:

https://www.dropbox.com/s/xvqu3bask5m0zir/money-claim-online-How-to-Acknowledge.pdf?dl=0

Otherwise, here is the defence and link to the draft order that goes with it. You only need to edit your name and the claim number. You sign the defence by typing your full name for the signature and date it. There is nothing to edit in the draft order.

When you're ready you combine both documents as a single PDF attachment and send as an attachment in an email to claimresponses.cnbc@justice.gov.uk and CC in yourself. The claim number must be in the email subject field and in the body of the email just put: "Please find attached the defence and draft order in the matter of UK Parking Control Ltd v [your full name] Claim no.: [claim number]."

Quote
IN THE COUNTY COURT
Claim No: [Claim Number]

BETWEEN:

UK Parking Control Ltd

Claimant

- and -

[Defendant's Full Name]


Defendant



DEFENCE

1. The Defendant denies the claim in its entirety. The Defendant asserts that there is no liability to the Claimant and that no debt is owed. The claim is without merit and does not adequately disclose any comprehensible cause of action.

2. There is a lack of precise detail in the Particulars of Claim (PoC) in respect of the factual and legal allegations made against the Defendant such that the PoC do not comply with CPR 16.4.

3. The Defendant is unable to plead properly to the PoC because:

(a) The contract referred to is not detailed or attached to the PoC in accordance with CPR PD 16(7.5);

(b) The PoC do not state the exact wording of the clause (or clauses) of the terms and conditions of the contract (or contracts) which is/are relied on;

(c) The PoC do not adequately set out the reason (or reasons) why the claimant asserts the defendant has breached the contract (or contracts)

(d) The PoC do not state with sufficient particularity exactly where the breach occurred, the exact time when the breach occurred and how long it is alleged that the vehicle was parked before the parking charge was allegedly incurred;

(e) The PoC do not state precisely how the sum claimed is calculated, including the basis for any statutory interest, damages, or other charges;

(f) The PoC do not state what proportion of the claim is the parking charge and what proportion is damages;

(g) The PoC do not provide clarity on whether the Defendant is sued as the driver or the keeper of the vehicle, as the claimant cannot plead alternative causes of action without specificity.

4. The Defendant attaches to this defence a copy of a draft order approved by a district judge at another court. The court struck out the claim of its own initiative after determining that the Particulars of Claim failed to comply with CPR 16.4. The judge noted that the claimant had failed to:

(i) Set out the exact wording of the clause (or clauses) of the terms and conditions relied upon;

(ii) Adequately explain the reasons why the defendant was allegedly in breach of contract;

(iii) Provide separate, detailed Particulars of Claim as permitted under CPR PD 7C.5.2(2).

(iv) The court further observed that, given the modest sum claimed, requiring further case management steps would be disproportionate and contrary to the overriding objective. Accordingly, the judge struck out the claim outright rather than permitting an amendment.

5. The Defendant submits that the same reasoning applies in this case and invites the court to adopt a similar approach by striking out the claim for the Claimant’s failure to comply with CPR 16.4.

Statement of truth

I believe that the facts stated in this Defence are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.

Signed:


Date:

Draft Order for the defence
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: Notice of Debt Recovery
« Reply #36 on: »
I've replaced the OP's claim form with a suitably redacted one above.

Re: Notice of Debt Recovery
« Reply #37 on: »
Oh gosh, I hadn't realised I'd left that detail. Please can you tell me how I can retract the images from the site so I can redact?

Re: Notice of Debt Recovery
« Reply #38 on: »
Oh thank you so much for your help with this DWMB2.

Re: Notice of Debt Recovery
« Reply #39 on: »
Thank you B789 for the guidance, I will take a look and action

Re: Notice of Debt Recovery
« Reply #40 on: »
Hi, I appreciate that we've had a bank holiday but aside from the automated  response, I've not received any acknowledgement from the court since submitting my defence on the 15 May.

Should I be worried?😟 

Re: Notice of Debt Recovery
« Reply #41 on: »
No
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: Notice of Debt Recovery
« Reply #42 on: »
Thank you B789 for your response. Ironically I have now received confirmation from the court. While I think I understand what they've written, I'm not sure how this affects me going forward. It doesn't appear as if they've struck out/dismissed the claim and so technically I'm not sure how to respond on  my home insurance application, which asks whether the policy holder has a ccj against them. Would being aware of notice for a potential ccj claim technically count as one, especially if the court is recording a claim as stay?

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Re: Notice of Debt Recovery
« Reply #43 on: »
No - a CCJ is a County Court Judgement. Ongoing proceedings is not a judgement.

Even if this were to go to court and you were to lose, this was wouldn't be on the public register if paid on time.

Re: Notice of Debt Recovery
« Reply #44 on: »
Arh OK thank you for clarifying this for me.

I guess I just need to sit tight for the next 28 days?

Many thanks again DWMB2