Free Traffic Legal Advice

Do not rush to respond. Remember, delaying tactics are to your advantage. They need no other proof of identity and address except a copy of the letter sent by DCBL to the correct address. How else would the Keeper have that?

Wait about a week to ten days and then send the following to the DPO:

Subject: Immediate Rectification Required – Breach of Data Protection Obligations

Dear Data Protection Officer,

I am writing in response to your excessive and unjustified request for sensitive personal documents regarding my Data Rectification Notice (DRN). The only relevant evidence you require is the copy of the Debt Recovery Agent (DRA) letter from DCBL that was sent to the correct address. As the Keeper, my possession of this letter is sufficient proof of both my identity and the correct address.

Your demand for photo identification and financial documents is wholly unnecessary, disproportionate, and a clear contravention of the principles set out in the UK GDPR. Specifically:

• Article 5(1)(c) – Data processing must be adequate, relevant, and limited to what is necessary. Your request blatantly exceeds this standard.

• Article 16 – Data subjects have the right to rectification of inaccurate or outdated data without undue burden or delay.

Should you fail to update your records and erase the outdated address, or attempt to initiate litigation to the incorrect address for service despite being informed of the correct address via my DRN, I will not hesitate to take legal action. Should you obtain a default County Court Judgment (CCJ) due to serving a claim at an address you have been expressly notified is incorrect, I will use your unreasonable behaviour as evidence in a counterclaim for damages.

Additionally, I will:

1. Report your breach to the Information Commissioner’s Office (ICO);

2. Escalate a formal complaint to your Accredited Trade Association (ATA);

3. Notify the DVLA of your failure to comply with data protection laws, potentially jeopardising your access to Keeper data.

This is your final opportunity to comply promptly with the law and my request. I expect confirmation that my records have been updated and the old address erased within seven (7) days. No further communication will be entertained beyond this timeframe.

Yours sincerely,

[Your Full Name]

Thanks for that. I will do exactly that.

What exactly do you mean by "G24 have responded to the DRN and corrected all the data." What exactly have they "corrected"?

DCBL is not DCB Legal. What you have shown us is simply another useless debt collector letter. Ignore it.

Remember, when DCB Legal send an actual LoC, you will then have 30 days to respond and by responding on the last day with a request for an obligatory additional 30 days to seek debt advice, they cannot issue a claim until that deadline has passed. So, even if they were to send an LoC tomorrow, they could not issue a claim before Monday 21st April, which would limit them to claiming for only 6 remaining PCNs.

If no LoC is issued before Tuesday 4th March, then every one of those PCNs will be statute-barred and you will be home dry!

Thanks for that b789. I hadn't realised the reply was from yourself as my phone had a screen issue. I appreciate all of your help and advice.

You have been told to completely disregard anything to do with DCBL. We are not interested in that powerless company and neither should you be. Ignore them.

The only company you are interested in right now is DCB Legal. As today is the 5th March, have you received a physical LoC from them, or anyone, regarding these unpaid PCNs? If not, then they are now too late to issue a claim on any of them.

They cannot issue a claim until they have gone through the PAP and issued an LoC. If they had issued an LoC, they had to give you a minimum of 30 days to respond to it before issuing a claim.

If they had issued an LoC, all you had to do was respond on day 29 telling them that you require an additional 30 days as you are seeking debt advice, and they are legally required to give you this. The additional 30 days would have taken them past the statute of limitations on being able to make a court claim against the PCNs.

So, no matter what they do from this moment on, they cannot recover any alleged debt on those PCNs. Do not answer any calls from DCB Legal. If they write or email you, show us before you try to do anything.

Any response to DCB Legal or G24 will inform them to refer to the answer given in Arkell v Pressdram (1971).

This has arrived from dcb legal this morning.

Thanks, it was hastily posted as its only just arrived. Thanks for that.