SO, let's just unpack this...
3 June 2025Elms Legal dated their original Letter of Claim (LoC) 3 June but stated a deadline of 30 July 2025. This is an error, as 30 July is far more than the 30 days required under the Pre-Action Protocol for Debt Claims (PAPDC).
10 June 2025You received the original LoC on this date. Under the PAPDC, they should have given you 30 days from the date of the letter, so the correct deadline would have been 3 July 2025 – if the LoC was otherwise compliant.
17 June 2025You responded with a detailed letter pointing out that their LoC was non-compliant with the PAPDC and requested key documents and information under paragraph 6(b). This places an obligation on them to respond properly and not proceed to court prematurely.
25 June 2025They issued an amended LoC. This time they said the deadline was 3 July 2025, which they stated was 30 days from 3 June. However, that makes no sense because they are reissuing the LoC, yet not restarting the 30-day clock. Instead, they are still relying on the original expiry date.
The amended LoC also contains contradictions. It says: “our Letter Before Claim expires on 03/07/2025,” but then later says, “should the outstanding balance of £170.00 not be settled by [blank], we will commence legal proceedings.” This is unclear and confusing.
They have also failed to respond at all to your 17 June letter or provide the documents you requested. This is a breach of the Pre-Action Protocol and of the Practice Direction – Pre-Action Conduct.
In summary:
• The original LoC had the wrong deadline.
• The revised LoC doesn’t restart the 30-day period.
• They ignored your request for documents.
• They included contradictory and vague statements about deadlines.
• They still haven’t complied with the protocol.
You do not need to respond to the amended LoC. You have done everything required by the PAPDC. If they issue a claim without replying to your 17 June letter, you will be in a strong position to seek a stay of proceedings and argue that they acted unreasonably.