Free Traffic Legal Advice

attached a photo of charge. what do i do [ Guests cannot view attachments ] [ Guests cannot view attachments ]

As an aside to the above correct information, whenever someone comes to the forum having received a debt collector letter but no previous correspondence, I always give the following advice: Get out your vehicle's V5C document and check it has the correct current address for you on it.

If by DCBL you mean the debt collectors, then you should never engage with them in any way again. They are powerless and just there to frighten you. Anyone more serious, such as DCB Legal, you should only communicate with in writing, that’s to say by email or post. If you telephone you have no evidence of the discussion.

As above. STOP trying to communicate with a powerless debt collector. All they can do is try and persuade the low-hanging fruit on the gullible tree to pay up out of ignorance and fear.

As the operator has an incorrect address for you because your V5C was not correct at the time, you MUST send a data rectification notice to the operator (not the useless debt collectors who you must ignore) and instruct them to update their records with your current address for service and to erase your old address. The highlighted words are there for a reason, so use them.

Now, please answer the question about whether this occurred in Scotland and/or whether you are a Scottish resident.

If the alleged contravention was in Scotland, then there is no Keeper liability, irrespective of where you reside. You can ignore everything. They cannot issue a claim against the Keeper. Only the driver. They have no idea who the driver is unless you blab it to them, inadvertently or otherwise. Did you?

For example, no "I did this or that", only "the driver did this or that".

If you are looking for advice, then stop talking to anyone by phone. End of advice.