Author Topic: Defending a CCJ  (Read 792 times)

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Defending a CCJ
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In May 2021 I received a parkingeye ticket for an address I didn't particularly recognise, though may well have parked there. All their evidence was one picture of my car, no signage or anything to show it was a restricted area.

I appealed this and they didn't reply until October of that year with a "letter before action" claiming that the rejected this appeal and I didn't appeal to POPLA. I replied asking them requesting proof that they rejected this appeal as I never received anything.

Nothing came through until DCBL started chasing me for money. I have ignored them. They have put in a CCJ claim.

I wrote a defence which follows. I purely did this stating the above facts. I then plugged it into chatgpt asking for it's advise. Please can you let me know if either are "correct" and if not how to amend?  Thanks!!

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Parkingeye sent me a picture of my car and claimed it was parked somewhere that wasn't allowed. There was no other information, complete details, pictures of signs or anything.

I appealed on 15/05/2021. The next I heard from them was In October of the same year they sent me a letter before action claiming they had rejected my appeal and I had not not further appealed to POPLA. I replied to them on 05/10/2021 telling them they had made no such contact, not to reject my appeal or anything else and requested they provided proof that they had. They failed to ever to reply to this.

I have been sent threatening letters by DCB in the subsequent time but I haven't engaged with them neither the proof to show the initial charge was valid nor the subsequent appeal was rejected was ever supplied. I don't see why I should have to go back and forth with various companies if the inital one won't even comply with reasonable requests?
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CHATGPT suggestion - --

Defence Statement
I, [Your Name], am the Defendant in this claim and submit the following defence in response to the Claimant's allegations:
The Claimant alleges that my vehicle was parked in contravention of their terms. However, they have failed to provide adequate evidence to substantiate their claim. The only information provided to me was a single image of my vehicle, without any supporting documentation, such as signage details, full entry/exit times, or proof of the alleged breach.


I appealed the Parking Charge Notice (PCN) on 15/05/2021. Contrary to the Claimant’s assertion, I never received a response rejecting my appeal or any instructions to escalate the matter to POPLA. The first correspondence I received after my appeal was a "Letter Before Action" in October 2021, where the Claimant falsely stated that my appeal had been rejected and that I had failed to escalate the matter.


On 05/10/2021, I responded to the Claimant, disputing their assertion that they had communicated a rejection of my appeal. I requested proof that such a response had been sent. The Claimant failed to provide any such proof and did not reply to my correspondence.


Since then, I have received multiple threatening letters from DCB Legal, yet the Claimant has never provided sufficient evidence to prove the alleged contravention occurred, nor that my appeal was properly considered and rejected.


I submit that the Claimant has failed to comply with the Pre-Action Protocol for Debt Claims, as they did not respond to my reasonable request for proof of their communications regarding the appeal. Their failure to engage in proper correspondence or provide sufficient evidence of the alleged breach suggests procedural unfairness and non-compliance.


Given these points, I deny liability for the alleged debt and request that the claim be dismissed on the grounds that:


The Claimant has failed to provide sufficient evidence of a valid parking contravention.
The Claimant did not follow due process in handling my appeal.
The Claimant has ignored reasonable requests for proof and failed to act in accordance with the Pre-Action Protocol.
I respectfully request that the Court dismiss the claim in its entirety.
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Re: Defending a CCJ
« Reply #1 on: »
Welcome to FTLA.
To help us provide the best advice, please read the following thread carefully and provide as much of the information it asks for as you are able to: READ THIS FIRST - Private Parking Charges Forum guide

From a glance, what you have shown us reads more like a witness statement than a defence. However, it's impossible to advise on the quality of your defence without seeing the details of the claim it is disputing.

Re: Defending a CCJ
« Reply #2 on: »
Ok thanks I'm reading it through now.

I don't have the original fine notice as it was so long ago. From the court claim:

"Particulars of Claim

1. The Defendant (D) is indebted to the Claimant (C) for a Parking Charge(s) issued to vehicle xxxxxxxx at Garratt Lane, Tooting.

2. The PCN(s) were issued on 10/05/2021

3. The defendant is pursued as the driver of the vehicle for breach of the terms on the signs (the contract). Reason: Vehicle Remained On Private Property In Breach Of The Prominently Displayed Terms And Conditions.

4. In the alternative the defendant is pursued as the keeper pursuant to POFA 2012, Schedule 4.

AND THE CLAIMANT CLAIMS

1. £170 being the total of the PCN(s) and damages.

2. Interest at a rate of 8% per annum pursuant to s.69 of the County Courts Act 1984 from the date hereof at a daily rate of £.01 until judgment or sooner payment.

3. Costs and court fees"

Re: Defending a CCJ
« Reply #3 on: »
It may be easier to show us the claim form - as the dates will dictate when you need to respond.

Re: Defending a CCJ
« Reply #4 on: »
I've attached it. Thanks!

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« Last Edit: March 21, 2025, 10:41:10 am by darkstar »

Re: Defending a CCJ
« Reply #5 on: »
With an issue date of 18th March, you have until 4pm on Monday 7th April to submit your defence. If you submit an Acknowledgement of Service (AoS) before then, you would then have until 4pm on Monday 21st April to submit your defence.

If you want to submit an AoS then follow the instructions in this linked PDF:

https://www.dropbox.com/s/xvqu3bask5m0zir/money-claim-online-How-to-Acknowledge.pdf?dl=0

Otherwise, here is the defence and link to the draft order and relevant transcripts that go with it. You only need to edit your name and the claim number. You sign the defence by typing your full name for the signature and date it. There is nothing to edit in the draft order.

When you're ready you send all the documents as a single PDF attachment (in the order of 'defence', 'draft order' and then the 2 'transcripts') in an email to claimresponses.cnbc@justice.gov.uk and CC in yourself. The claim number must be in the email subject field and in the body of the email just put: "Please find attached the defence and draft order in the matter of ParkingEye Ltd v [your full name] Claim no.: [claim number]."

Quote
IN THE COUNTY COURT
Claim No: [Claim Number]

BETWEEN:

ParkingEye Ltd

Claimant

- and -

[Defendant's Full Name]


Defendant



DEFENCE

1. The Defendant denies the claim in its entirety. The Defendant asserts that there is no liability to the Claimant and that no debt is owed. The claim is without merit and does not adequately disclose any comprehensible cause of action.

2. There is a lack of precise detail in the Particulars of Claim (PoC) in respect of the factual and legal allegations made against the Defendant such that the PoC do not comply with CPR 16.4(1)(a).

3. The Defendant is unable to plead properly to the PoC because:

(a) The contract referred to is not detailed or attached to the PoC in accordance with CPR PD 16(7.5);

(b) The PoC do not state the exact wording of the clause (or clauses) of the terms and conditions of the contract (or contracts) which is/are relied on;

(c) The PoC do not adequately set out the reason (or reasons) why the claimant asserts the defendant has breached the contract (or contracts)

(d) The PoC do not state with sufficient particularity exactly where the breach occurred, the exact time when the breach occurred and how long it is alleged that the vehicle was parked before the parking charge was allegedly incurred;

(e) The PoC do not state precisely how the sum claimed is calculated, including the basis for any statutory interest, damages, or other charges;

(f) The PoC do not state what proportion of the claim is the parking charge and what proportion is damages;

(g) The PoC do not provide clarity on whether the Defendant is sued as the driver or the keeper of the vehicle, as the claimant cannot plead alternative causes of action without specificity.

4. The Defendant cites the cases of CEL v Chan 2023 [E7GM9W44] and CPMS v Akande 2024 [K0DP5J30], which are persuasive appellate decisions. In these cases, claims were struck out due to identical failures to comply with CPR 16.4(1)(a). Transcripts of these decisions are attached to this Defence.

5. The Defendant attaches to this defence a copy of a draft order approved by a district judge at another court. The court struck out the claim of its own initiative after determining that the Particulars of Claim failed to comply with CPR 16.4.(1)(a). The judge noted that the claimant had failed to:

(i) Set out the exact wording of the clause (or clauses) of the terms and conditions relied upon;

(ii) Failed to explain the reasons why the defendant was allegedly in breach of contract;

(iii) Provide separate, detailed Particulars of Claim as permitted under CPR PD 7C.5.2(2).

(iv) The court further observed that, given the modest sum claimed, requiring further case management steps would be disproportionate and contrary to the overriding objective. Accordingly, the judge struck out the claim outright rather than permitting an amendment.

6. The Defendant submits that the same reasoning applies in this case and invites the court to adopt a similar approach by striking out the claim for the Claimant’s failure to comply with CPR 16.4(1)(a).

Statement of truth

I believe that the facts stated in this Defence are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.

Signed:


Date:

Draft Order for the defence

CEL v Chan Transcript

CPMS v Akande Transcript

If you want an editable MS Word file with everything in a single document which you can then save/export as a single PDF file when ready to send, use this:

MS Word .docx file for defence [CPR 16.4(1)(a)]
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain