Hi, I (UK citizen) was driving a friends car uninsured in Europe over a year ago and got into a minor accident; someone break checked me in traffic and I hit their bumper very slightly at 1mph, this someone then got out and called police. Police came, took our details, drug tested us, and the other person ended up testing positive for drugs and lost their license, whereas I got away Scott free as they could not check my insurance policy since it was a European country. However, the person I hit has now contacted a European law firm to investigate me, they sent me a letter many months ago, and since I did not reply, they passed it on to MIB. MIB have now sent me two letters saying the following:
“We have been approached in our capacity as the UK Green Card Bureau, as we provide a guarantee for British vehicles involved in incidents in Europe.
Based on the information we have been given we believe you were the driver of the above vehicle at the time of the accident, and may not have been insured. Please phone us to advise:
If you were not involved, so we can take your name off our records for this accident.
If you were involved and insured, the detalls of your insurers or the vehicle's insurers.
If you were involved in the accident but had no insurance, how the accident happened.”
What should I do? And Can and will the MIB really prosecute me ?
Please help,
Thank you