but you open the door to driving whilst uninsured
What about the letter from the Met saying they aren't going to pursue that? And that once there is insurance in place they'll remove him from the database of uninsureds?
AND - importantly when you're asked 'have you had insured refused or cancelled etc' you have to answer honestly. They're possibly trying to screw you?
The honest answer is "no".
And if this
I'm having to take out a brand new policy to start immediately, which is always more expensive than paying say 2 weeks before the start date.
means he has now got insurance, with the same provider, they knew all the facts.
I'd take the refund, and keep schtum, no complaints, no cage-rattling, because despite the price rises (which would have happened anyway) he's got away with not paying for insurance for several months. I'd also heave a sigh of relief that I'd not had an accident or claim during that time, and switch insurer at the next renewal.
