Author Topic: Buying a car privately  (Read 176 times)

0 Members and 0 Guests are viewing this topic.

Korting

  • Jr. Member
  • **
  • Posts: 50
  • Karma: +0/-0
  • Gender: Male
  • Location: Greater London
    • View Profile
Buying a car privately
« on: November 20, 2024, 02:37:32 pm »
I'm think of buying a s/h Skoda Superb, I've seen one for around £12-13K but its a private sale.

How do I protect myself from scammers or buying a rogue car?

Am I best buying from a dealer?

Share on Facebook Share on Twitter


andy_foster

  • Global Moderator
  • *****
  • Posts: 739
  • Karma: +12/-10
  • Location: Reading
    • View Profile
Re: Buying a car privately
« Reply #1 on: November 20, 2024, 04:03:43 pm »
Diligence
I am responsible for the accuracy of the information I post, not your ability to comprehend it.

666

  • Sr. Member
  • ****
  • Posts: 283
  • Karma: +8/-6
    • View Profile
Re: Buying a car privately
« Reply #2 on: November 20, 2024, 05:14:42 pm »
To expand a wee bit on Andy's admirably concise answer ...

If you buy from a dealer, you have the protection of consumer law, including (if you pay part or all on credit, the ability to claim from the credit provider in any dispute). Depending on the dealer, they may also have a reputation to protect. Possibly even a manufacturer's back-up.

Buying privately, you have none of that. You have no come-back whatsoever, unless the seller actually misrepresents something. There's plenty of advice available  online on what you need to check, but your diligence needs to include as a minimum a credit check (is the car his to sell), MOT and service history, condition (get an expert involved if you aren't one) and a test drive (for which you will probably have to buy insurance). Also, make sure the "private" seller is not in fact a dodgy dealer.

Your choice, but for your sort of money I'd be going to a dealer every time.



Korting

  • Jr. Member
  • **
  • Posts: 50
  • Karma: +0/-0
  • Gender: Male
  • Location: Greater London
    • View Profile
Re: Buying a car privately
« Reply #3 on: November 21, 2024, 12:56:10 am »
Thank you 666, i'll buy from a dealer.

mickR

  • Sr. Member
  • ****
  • Posts: 331
  • Karma: +7/-0
    • View Profile
Re: Buying a car privately
« Reply #4 on: November 21, 2024, 11:41:19 am »
there are of course many "dealers" who know all the tricks to con you.
if you buy privately... after checking out the seller and getting a vehicle check you can get a test by someone like the AA. you can also take out a warranty on it.
you won't get statutory Consumer protection.
if you buy from a dealer of any sort. pay all of it or a deposit of over £100 by credit card to get section 75 cover.
even debit card will give you charge back rights if the issue fits the criteria.
 


roythebus

  • Sr. Member
  • ****
  • Posts: 258
  • Karma: +2/-0
  • Gender: Male
  • Restoring old buses since 1969.
  • Location: Somewhere in South East England
    • View Profile
Re: Buying a car privately
« Reply #5 on: November 21, 2024, 02:31:27 pm »
I'm currently in dispute with a "dealer" in the High Wycombe area who sold me a car that has over 50 faults showing on the autologic box. 3 moT fail items with a clean MoT sheet, he's offered a refund or another car, was coming to collect dud car yesterday and hasn't turned up yet. His warranty is 3 months on engine/gearbox/transmission. Gearbox shows 2 faults as well. Now pretending to be a private seller. Be very ware!
Bus driving since 1973. My advice, if you have a PSV licence, destroy it when you get to 65 or you'll be forever in demand.

Korting

  • Jr. Member
  • **
  • Posts: 50
  • Karma: +0/-0
  • Gender: Male
  • Location: Greater London
    • View Profile
Re: Buying a car privately
« Reply #6 on: November 22, 2024, 12:35:36 am »
I'm currently in dispute with a "dealer" in the High Wycombe area who sold me a car that has over 50 faults showing on the autologic box. 3 moT fail items with a clean MoT sheet, he's offered a refund or another car, was coming to collect dud car yesterday and hasn't turned up yet. His warranty is 3 months on engine/gearbox/transmission. Gearbox shows 2 faults as well. Now pretending to be a private seller. Be very ware!

Thank you very much Roy and everyone else who have contributed.

sparxy

  • Full Member
  • ***
  • Posts: 117
  • Karma: +1/-0
  • [ib90xi8p]
    • View Profile
Re: Buying a car privately
« Reply #7 on: November 22, 2024, 04:25:41 pm »
First and foremost, do your research on the model. Check for common faults, service intervals for important things such as cambelts, secondly HPI check. Many sites offer checks, I always use the proper HPI (£15 for one, or £30 for three checks). Thirdly, take someone who is mechanically minded with you to check it over. Ask lots of questions, someone selling something expensive won't have any issue answering you, any stalling or weirdness walk away.

Dealers offer you more protection with consumer rights, but they also cost you more (generally, unless you get a great finance deal you can pay off early). Make sure you still pay a deposit on your credit card when buying from a dealer so you get s75 protection too.


I bought my motorbike privately, it had a thorough check over from me when I bought it and a HPI check.