Just over 10 days ago while driving my vehicle, I was stopped by a police car and told it was for using a handheld mobile phone.
He didn't share any evidence with me and I'm not sure where exactly he had seen me to be using my phone. I did not admit or deny using the phone and he didn't ask to see my phone either. I got me to confirm my details and sign a digital copy of some sort of declaration which I think was more to do with confirming he stopped me than an admission of any guilt.
Now I never even send/read texts or browse my phone while driving. Calls I take via bluetooth which is hardwired into my vehicle with the relevant buttons on my steering wheel. I may have looked down and fumble with my phone for a brief moment to turn of a reminder alarm that is a huge distracting while driving. Of course It would be silly to not have waited for a safe place to pull over somewhere.
My work is totally dependent on me being able to drive and I fear this one alleged offence will render me uninsurable or unable to pay the inflated insurance costs in the following years which I am told 6 points will certainly inflate.
From the letter, it seems they are tell me I can accept 6 points with a £200 fine, or contest it in court.
I would really appreciate any advice that could help avoid me getting points.
Thank you in advance.
PS, In almost 30 years of driving, I have never cut a red light or gone over the speed limits.