3. x 2 DCB legal money claim forms.
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x 2 DCB legal money claim forms.
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Hi All,

I have yesterday received x 2 money claims forms from the courts in relation to 2 parking tickets.

To be honest i don't really want the headache of attempting to fight against DCB legal.

However i have some questions, I have 14 days from the date of service to provide a response or pay, i am looking to pay the amounts as i don't want a CCJ to go onto my credit file.

Is it possible to speak with DCB legal and come to some sort of arrangement on the amount owed if paid now, or is it set in stone now. Also if paid in full do I need to respond to the courts, to make them aware it has been paid in full, as the letter isn't so clear.

Thank you :)
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Re: x 2 DCB legal money claim forms.
« Reply #1 on: »
Quote from: billyb04 on June 09, 2025, 09:33:10 pm
Is it possible to speak with DCB legal and come to some sort of arrangement on the amount owed if paid now
This forum advises people on defending claims, so we don't really have (m)any examples of people successfully negotiating. Where people do defend claims, before discontinuing, DCB Legal will often make increasingly desperate attempts to settle at lower and lower amounts.

The issue with trying to settle right off the bat is that your bargaining position isn't particularly strong, as they know you're essentially of the belief you owe the money.

You mention having received 2 claim forms, are they both from the same parking firm?
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Re: x 2 DCB legal money claim forms.
« Reply #2 on: »
If you follow the advice you won't pay a penny to anyone. Even if it went all the way to a hearing, you would pay less than the amount being claimed.

However, if you want, you can try and negotiate with DCB Legal who will be more than happy to fleece you when they ALWAYS discontinue a defended claim. They rely on the low-hanging fruit on the gullible tree to pay up out of ignorance and fear.

Defend the claims, even if you only submit a nursery rhyme as your defence, and you won't pay a penny as they will eventually discontinue.

Your choice.
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Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain
Re: x 2 DCB legal money claim forms.
« Reply #3 on: »
Thank you both for the response. It is regarding two different parking companies.

I have attached the forms sent to me.

If the case is that they usually discontinue defended claims or lower the amount, then I would look to defend, I was worried about my credit file more than anything.

How would be best to proceed with this then, what sort of defense would be best to submit.

:)

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Re: x 2 DCB legal money claim forms.
« Reply #4 on: »
Quote from: billyb04 on June 09, 2025, 11:20:02 pm
If the case is that they usually discontinue defended claims or lower the amount, then I would look to defend, I was worried about my credit file more than anything.
I suggest you read https://www.ftla.uk/private-parking-tickets/pcn-from-ukcps-limited/msg74494/#msg74494 to see how defending these claims will not impact on your credit file.
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Re: x 2 DCB legal money claim forms.
« Reply #5 on: »
Even if gets to court and you lose you can still 100% avoid a CCJ if you pay what the court directs. You only get a CCJ if you ignore the courts decision.
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Re: x 2 DCB legal money claim forms.
« Reply #6 on: »
What CCJ? Do you have any understanding of how someone gets a CCJ? Nothing we advise on here will make anyone get a CCJ.

Quote
A County Court Judgment (CCJ) does not just happen—it follows a clear legal process. If someone gets a Parking Charge Notice (PCN) from a private parking company, here's what happens step by step:

1. Parking Charge Notice (PCN) Issued

• The parking company sends a letter (Notice to Keeper) demanding money.

• This is not a fine—it’s an invoice for an alleged breach of contract.

2. Opportunity to Appeal

• The recipient can appeal to the parking company.

•If rejected, they may be able to appeal to POPLA (if BPA member) or IAS (if IPC member).

• If an appeal is lost or ignored, the parking company demands payment.

3. Debt Collection Letters

• The parking company might send scary letters or pass the case to a debt collector.

• Debt collectors have no power—they just send letters and can be ignored.

• No CCJ happens at this stage.

4. Letter Before Claim (LBC)

• If ignored for long enough, the parking company (or their solicitor) sends a Letter Before Claim (LBC).

• This is a warning that they may start a court case.

• The recipient has 30 days to reply before a claim is filed.

• No CCJ happens at this stage.

5. County Court Claim Issued

• If ignored or unpaid, the parking company may file a claim with the County Court.

• The court sends a Claim Form with details of the claim and how to respond.

• The recipient has 14 days to respond (or 28 days if they acknowledge it).

• No CCJ happens at this stage.

6. Court Process

• If the recipient defends the claim, a judge decides if they owe money.

• If the recipient ignores the claim, the parking company wins by default.

• No CCJ happens yet unless the recipient loses and ignores the court.

7. Judgment & Payment

• If the court rules that money is owed, the recipient has 30 days to pay in full.

• If they pay within 30 days, no CCJ goes on their credit file.

• If they don’t pay within 30 days, the CCJ stays on their credit file for 6 years.

Conclusion

CCJs do not appear out of thin air. They only happen if:

• A parking company takes the case to court.

• The person loses or ignores the case.

• The person fails to pay within 30 days.

If you engage with the process (appeal, defend, or pay on time), no CCJ happens.

I suggest you create a separate thread for each of the claims. It can be confusing trying to deal with two separate cases on a single thread.

Use this thread for the ECP claim and create a new one for the ParkingEye claim. I suggest you change the title of this thread to include "ECP" and the are thread to include "ParkingEye".

As both claims have been issued on the same day, the advice and the defences will be identical, except for the name of the Claimant and the Claim number.
« Last Edit: June 10, 2025, 09:14:01 am by b789 »
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Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain
Re: x 2 DCB legal money claim forms.
« Reply #7 on: »
As this thread will be used for the ECP claim...

With an issue date of 4th June, you have until 4pm on Monday 23rd June to submit your defence. If you submit an Acknowledgement of Service (AoS) before then, you would then have until 4pm on Monday 7th July to submit your defence.

If you want to submit an AoS then follow the instructions in this linked PDF:

https://www.dropbox.com/s/xvqu3bask5m0zir/money-claim-online-How-to-Acknowledge.pdf?dl=0

Otherwise, here is the defence and link to the draft order that goes with it. You only need to edit your name and the claim number. You sign the defence by typing your full name for the signature and date it. There is nothing to edit in the draft order.

When you're ready you combine both documents as a single PDF attachment and send as an attachment in an email to claimresponses.cnbc@justice.gov.uk and CC in yourself. The claim number must be in the email subject field and in the body of the email just put: "Please find attached the defence and draft order in the matter of Euro Car Parks Ltd v [your full name] Claim no.: [claim number]."

Quote
IN THE COUNTY COURT
Claim No: [Claim Number]

BETWEEN:

Euro Car Parks Ltd
Claimant

- and -

[Defendant's Full Name]

Defendant


DEFENCE

1. The Defendant denies the claim in its entirety. The Defendant asserts that there is no liability to the Claimant and that no debt is owed. The claim is without merit and does not adequately disclose any comprehensible cause of action.

2. There is a lack of precise detail in the Particulars of Claim (PoC) in respect of the factual and legal allegations made against the Defendant such that the PoC do not comply with CPR 16.4.

3. The Defendant is unable to plead properly to the PoC because:

(a) The contract referred to is not detailed or attached to the PoC in accordance with CPR PD 16(7.5);

(b) The PoC do not state the exact wording of the clause (or clauses) of the terms and conditions of the contract (or contracts) which is/are relied on;

(c) The PoC do not adequately set out the reason (or reasons) why the claimant asserts the defendant has breached the contract (or contracts)

(d) The PoC do not state with sufficient particularity exactly where the breach occurred, the exact time when the breach occurred and how long it is alleged that the vehicle was parked before the parking charge was allegedly incurred;

(e) The PoC do not state precisely how the sum claimed is calculated, including the basis for any statutory interest, damages, or other charges;

(f) The PoC do not state what proportion of the claim is the parking charge and what proportion is damages;

(g) The PoC do not provide clarity on whether the Defendant is sued as the driver or the keeper of the vehicle, as the claimant cannot plead alternative causes of action without specificity.

4. The Defendant attaches to this defence a copy of a draft order approved by a district judge at another court. The court struck out the claim of its own initiative after determining that the Particulars of Claim failed to comply with CPR 16.4. The judge noted that the claimant had failed to:

(i) Set out the exact wording of the clause (or clauses) of the terms and conditions relied upon;

(ii) Adequately explain the reasons why the defendant was allegedly in breach of contract;

(iii) Provide separate, detailed Particulars of Claim as permitted under CPR PD 7C.5.2(2).

(iv) The court further observed that, given the modest sum claimed, requiring further case management steps would be disproportionate and contrary to the overriding objective. Accordingly, the judge struck out the claim outright rather than permitting an amendment.

5. The Defendant submits that the same reasoning applies in this case and invites the court to adopt a similar approach by striking out the claim for the Claimant’s failure to comply with CPR 16.4.

Statement of truth

I believe that the facts stated in this Defence are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.

Signed:


Date:

Draft Order for the defence
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Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain
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  3. x 2 DCB legal money claim forms.