You can always write to your MP and ask for their assistance.
As for a court case, whilst it is likely that they may eventually start litigation, it is rare that these cases, where we are giving advice, ever get as far as an actual hearing in court. In the vast majority of cases, the claim is either discontinued or struck out.
In the rare instances where a claim is actually heard, most are again, struck out or won. We would never advise anything that would risk a CCJ on your record. In the highly unlikely event that you were to go all the way to a hearing and were not successful, as it is in the small claims track, all costs are fixed and it is more likely than not, that the amount awarded is less than the original claim amount.
For example, the fake added £60-£70 that they add for debt recovery or "damages" is not usually allowed. In most cases, it would come to around (£100 PCN, £50 fixed legal fees and £35 application fee) a total of £185. There is also a trial fee of £27 and in rare cases a bit of interest. Usually less than £220 in total.
As long as that amount is paid in full within 28 days of judgment, there is no record of it in your credit file. It is completely expunged. So we do not put you at risk of having a CCJ on your record.
As I mentioned though, it is extremely rare and in my personal capacity, having been doing this for almost three years, I have not yet had any losses. I don't intend for you to babe the first.