Author Topic: CCJ discovered after credit score dropped - UKPC / Moorside Legal - never received claim form  (Read 113 times)

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Hi everyone,

I'm hoping for some advice before I decide whether to apply for a set aside.

I recently discovered a CCJ after my credit score suddenly dropped.

The details are:

Judgment date: 19 June 2026
Amount: £280.72
Claimant: UK Parking Control Ltd
Solicitor: Moorside Legal Services
Alleged parking event: 13 November 2025
Location: Barker Street Main Car Park, Shrewsbury
Allegation: "Not parked correctly within the markings of the bay."

The problem is that I never received the PCN, reminder letters, Letter Before Claim or County Court Claim Form.

All correspondence was sent to my previous address, which I moved out of in October 2024. I still own the property but it has been rented out since then.

At the time of the parking event my V5C was still registered at that address, but I updated it approximately a week later when I changed cars. The court proceedings weren't issued until around May 2026, around six months after the alleged parking event.

I only became aware of the CCJ because I checked my credit report. As soon as I found out I contacted the Civil National Business Centre and Moorside Legal.

Moorside told me over the phone that because judgment has already been entered, I should pay the judgment and then apply to have the CCJ removed. Citizens Advice have since suggested that I should carefully consider whether to make a set aside application before paying.

I also don't actually remember parking at the location on the date in question and have asked Moorside for evidence, but they said they wouldn't provide any because judgment has already been entered.

My questions are:

- Do I appear to have reasonable grounds for a set aside application?
- Should I ask UKPC/Moorside to agree to a consent set aside first?
- Is there anything else I should obtain before deciding whether to submit an N244 application?
- Does the fact that my V5 was updated months before court proceedings were issued have any significance?

Any advice would be greatly appreciated.

Thanks.

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This is a private parking case so I've flagged for a move.


The parking company can only ask for the details of the registered keeper once, which will have been when the V5C was still showing your previous address.
However there are - from memory - cases on the forum in which the court has granted a set aside when Moorside Legal and the like take the case to court but don’t check the address. I suggest you research this first before considering a paid set aside application. You will have to see if you can find information on this forum, I only have a faint memory of this.

It sems normal in cases like this that debt collectors get involved and do a search for the current address, so that even if they are ignored the corect address should be used for the subsequent county court claim, and my memory is that it was deemed insufficient for the original V5C details alone to be relied on at this stage.

The revised V5C will never be queried, but debt collectors and solicitors should use other means to verify the details of someone they intend on taking to court. It may be that you still have to pay for a set aside, but it will not require the consent of Moorside Legal, and you should be clear if so that you will be claiming for the cost of the set aside if you win your subsequent case.

If you plan on defending this after a set aside, you should send a Subject Access Request to both UKPC and Moorside to obtain all personal information held on you, which will include the original Notice to Keeper.

Don’t phone anyone, keep everything in writing. Moorside told you rubbish; if you now pay you can get the recorded judgement on your file marked as “satisfied” but it will still remain on record for six years. And they get their money, so it’s in their interest to advise you this.

What to do if you receive a county court judgment (CCJ) - how to get it set aside or change what you pay, what happens if you do not pay, how to search the register. Includes information from the w...
gov.uk


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If you pay after one month

If you pay after one month, you can get the record of the judgment marked as ‘satisfied’ in the register.

It will stay on the register for 6 years but people searching the register will see that you’ve paid.

Write to the court to say you’ve paid. You’ll need to send proof of payment from the person or business you owed money to.
« Last Edit: Yesterday at 10:32:55 am by jfollows »

You need to be able to show a reasonable chance of defending the claim to be able to get a set aside - so send an SAR to UPKC to get the original PCN so that you can see if there is a chance of defending it.

b789 put forward on a couple of occasions that the parking not double checking they had a correct address for service where no response had been received was a failing and helped to get a set aside (or maybe it was convince the parking co to co-operate).
Here are a couple of threads to give a flavour:  https://www.ftla.uk/private-parking-tickets/ccj-for-private-parking-charge-registered-to-my-old-address/
https://www.ftla.uk/private-parking-tickets/urgent-default-judgement/


Yes, it’s our experience here that Moorside Legal in particular is highly incompetent, and
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For mass-litigation claimants, the case is a stark reminder: procedural shortcuts may jeopardise entire claims.
from above seems appropriate.