3. 'Letter of Claim' from DCB legal. Northern Ireland.
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'Letter of Claim' from DCB legal. Northern Ireland.
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Hi there! Sorry if this is repetitive but I'm really anxious about this as money is a bit tight.
I apparently overstayed at a Belfast Euro Car park last year, I have since sold the car and moved to England but the letters followed me. I ignored them. Now I have this letter of claim from DCB legal asking for £170.
My worry is, is this going to court, will it affect my credit score ( we want to buy a house soon).

Any advice will be much appreciated!
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Re: 'Letter of Claim' from DCB legal. Northern Ireland.
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Just search the forum for Northern Ireland, see for example https://www.ftla.uk/private-parking-tickets/smart-parking-pcn-northern-ireland/msg98481/#msg98481
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Until the law changes, there is no Keeper liability in NI.

The burden of proof is on the operator to prove their claim. There is no burden of proof for you to "prove otherwise" anything.

They rely on you being low-hanging fruit on the gullible tree who will pay up out of ignorance and fear.

Continue to ignore. Nothing will happen.

Although nothing will happen here, you need to understand how County Court Judgements affect your credit score. If you go to court and if you lose then, provided you pay within 30 days, there is no negative impact. These parking companies try to frighten you into paying under a vague warning of a “CCJ” or similar.

Search the forum for “CCJ” for longer explanations. For example, https://www.ftla.uk/private-parking-tickets/kellys-storage-luton-universal-parking-enforcement-ltd/msg59804/#msg59804
« Last Edit: Yesterday at 10:16:43 am by jfollows »
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Re: 'Letter of Claim' from DCB legal. Northern Ireland.
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If you want more advice, please read https://www.ftla.uk/private-parking-tickets/read-this-first-private-parking-charges-forum-guide/ and post the Letter of Claim for us to see.
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Re: 'Letter of Claim' from DCB legal. Northern Ireland.
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Hi follows
Thank you very much for your detailed reply.
How likely is it that this goes to court? If it does what does it involve, do I need to travel to court? Hire a lawyer? I'm sorry I'm rather dumb about this.
I can't figure out how to attach a picture here.
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