Author Topic: DCB Legal – Unpaid Parking Charge 5 Years Old  (Read 2264 times)

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DCB Legal – Unpaid Parking Charge 5 Years Old
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Today my wife received a letter from DCB Legal (attached) following others from DCBL Bailiffs acting on behalf of G24 Ltd. They are claiming that, as the keeper of a vehicle, she owes £170 for an ‘unpaid Parking Charge’; five years earlier.

The car was regularly driven by three different members of our family, none of whom can remember parking at the Homebase carpark in question on the 24th December 2019. My wife was also the keeper of second car in 2019 which she drove more regularly.

It is no longer possible to view the car park or signage that may have been applicable on the date in question.

Please can you offer some advice?

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Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #1 on: »
Ignore.

Come back if you get a formal Letter of Claim.

Know that DCB Legal may then initiate a formal civil court claim but will discontinue if properly defended before they have to pay the court fee.

Research this on similar cases here.

Their tactic is intimidation, use of things like “CCJ” but it’s all designed to make people panic and pay up.

Follow advice here and you will pay nothing. Just keep us informed.

Also note that on Christmas Day 2025 this times out anyway.

Ignore everything from debt collectors like DCBL. Again, they use the word “bailiff” in their name to frighten people. They have the same power as I have if I write to you similarly, that’s to say none at all.
« Last Edit: March 27, 2025, 08:18:14 pm by jfollows »

Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #2 on: »
Oh, sorry, this is the formal letter of claim.

Same advice, just wait for formal paperwork and complete with our help. They will eventually discontinue.

You will have some formal paperwork to deal with first. You will get guidance here. You will have to file a defence and a Directions Questionnaire, the case will be allocated to your local court and then DCB Legal will discontinue before having to pay the court fee.

Read up here on many similar cases in the meantime. It’s what I have done.

Essentially it costs very little to send the letter and they know that a significant percentage of recipients just pay £170 or whatever.
« Last Edit: March 27, 2025, 08:53:05 pm by jfollows »

Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #3 on: »
Thanks. I appreciate the help. When the formal paperwork arrives I will upload it and complete as required.

Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #4 on: »
Respond to the LoC with the following by email to info@dcblegal.co.uk and CC in yourself:

Quote
By email to: info@dcblegal.co.uk

[Date]

Dear Sirs,

Re: Letter of Claim dated 20th March 2025

I refer to your Letter of Claim.

I confirm that my address for service at this time is as follows, and I request that any outdated address be erased from your records to ensure compliance with data protection obligations:

[YOUR ADDRESS]

Please note that the alleged debt is disputed, and any court proceedings will be robustly defended.

I note that the sum claimed has been increased by an excessive and unjustifiable amount, which appears contrary to the principles established by the Government, who described such practices as “extorting money from motorists.” Please refrain from sending boilerplate responses or justifications regarding this issue.

Under the Pre-Action Protocol for Debt Claims, I require specific answers to the following questions:

1. Does the additional £70 represent what you describe as a “Debt Recovery” fee? If so, is this figure net of or inclusive of VAT? If inclusive, I trust you will explain why I, as the alleged debtor, am being asked to cover your client’s VAT liability.

2. Regarding the principal sum of the alleged Parking Charge Notice (PCN): Is this being claimed as damages for breach of contract, or will it be pleaded as consideration for a purported parking contract?

I would caution you against simply dismissing these questions with vague or boilerplate responses, as I am fully aware of the implications. By claiming that PCNs are exempt from VAT while simultaneously inflating the debt recovery element, your client – with your assistance – appears to be evading VAT obligations due to HMRC. Such mendacious conduct raises serious questions about the legality and ethics of your practices.

I strongly advise your client to cease and desist. Should this matter proceed to court, you can be assured that these issues will be brought to the court’s attention, alongside a robust defence and potentially a counterclaim for unreasonable conduct.

Yours faithfully,


[YOUR NAME]
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #5 on: »
Thanks b789. This will save me so much time and effort putting together an appropriate response.

As my wife is the registered keeper and recipient of the letter from DCB Legal I will get her to send the email.

Kind regards,

Dominic.

Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #6 on: »
Anyone can send the email, as long as it is done in her name.
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #7 on: »
That's good to know. Thanks.

Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #8 on: »
Yesterday my wife received an email reply from DCB Legal. A copy (anonymised) is attached.

Their email included a PDF of the Parking Charge Notice which shows photographs of the car, registration plate, time vehicle was parked etc. I am unable to see who was driving.

How should she respond? Thanks.

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Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #9 on: »
Respond by email to info@dcblegal.co.uk and CC in yourself the following:

Quote
By email to: info@dcblegal.co.uk

[Today’s Date]

Dear Sirs,

Re: Your Letter of Claim dated 20th March 2025 / Your response dated 22nd April 2025

I write further to your recent correspondence and must express my dissatisfaction with the failure to comply with the requirements of the Pre-Action Protocol for Debt Claims (PAPDC).

In my response dated 28th March 2025, I asked two clear and specific questions. Your reply has wholly failed to provide the necessary information in accordance with Paragraphs 3.1(a), 5.1 and 5.2 of the PAPDC, which obliges a creditor or their representative to provide a detailed response to any points raised in the debtor’s reply.

Your response failed to address the following:

1. The nature and legal basis of the £70 “debt recovery” fee

I requested clarification as to whether this sum is inclusive or exclusive of VAT. Your response simply repeats that the charge is a “contribution to costs” and relies on boilerplate assertions that do not answer the question. This does not meet the standard of engagement required by the PAPDC.

Please now provide:

1. A detailed breakdown of this £70 sum.
2. Confirmation of whether it is net or inclusive of VAT.
3. If VAT is included, an explanation of why I, as the alleged debtor, am expected to meet your client’s VAT liability.
4. If it is not invoiced with VAT, an explanation of how you justify this against HMRC VATSC06140.

2. The legal characterisation of the £100 principal sum

I asked whether your client is pursuing this as damages for breach of contract or as a fee arising from the provision of a contractual service. You have failed to answer this directly. This distinction is critical and must be clarified.

Please confirm, in precise legal terms:

1. Whether the principal sum is alleged as damages or consideration.
2. If consideration, how the amount was calculated and what service was purportedly provided in return.

Your failure to answer these questions is a breach of the spirit and the letter of the PAPDC. I remind you that paragraph 7 of the Protocol makes clear that the parties are expected to engage in a constructive and cooperative exchange of information. Your template responses are obstructive and do not assist in resolving the dispute without litigation.

Should your client issue a claim without addressing these questions, I will draw the court’s attention to this non-compliance and reserve the right to seek costs on the grounds of unreasonable conduct.

Additionally, if you continue to disregard the requirements of the Protocol and persist in failing to engage with legitimate pre-action queries, I will consider this a regulatory matter and will submit a formal complaint to the Solicitors Regulation Authority. Your correspondence and responses will be retained and submitted in full as evidence of this failure.

I again request a substantive and specific response to each of the points above within 14 days.

Yours faithfully,

[Your Name]
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #10 on: »
Thanks again b789. Amazing letter. I’ll make sure it is sent off shortly.

Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #11 on: »
Hello again.

My wife has now been served by post with the Claim Form (attached). There has been no response to any of the questions put to DCB Legal in the letter / email which you helped us write.

Once again I would appreciate any advice that you can give.

Kind regards,

Dominic.

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Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #12 on: »
As they have not responded to the response to the LoC you can refer them to the SRA. I advised someone earlier today on how to do that in this post:  https://www.ftla.uk/private-parking-tickets/vcs-cn-stopping-in-a-prohibited-zone-bristol-airport/msg74558/#msg74558

Just adapt that to your situation.

Regarding the claim, with an issue date of 29th May, you have until 4pm on Tuesday 17th June to submit your defence. If you submit an Acknowledgement of Service (AoS) before then, you would then have until 4pm on Tuesday 1st July to submit your defence.

If you want to submit an AoS then follow the instructions in this linked PDF:

https://www.dropbox.com/s/xvqu3bask5m0zir/money-claim-online-How-to-Acknowledge.pdf?dl=0

Otherwise, here is the defence and link to the draft order that goes with it. You only need to edit your name and the claim number. You sign the defence by typing your full name for the signature and date it. There is nothing to edit in the draft order.

When you're ready you combine both documents as a single PDF attachment and send as an attachment in an email to claimresponses.cnbc@justice.gov.uk and CC in yourself. The claim number must be in the email subject field and in the body of the email just put: "Please find attached the defence and draft order in the matter of G24 Ltd v [your full name] Claim no.: [claim number]."

Quote
IN THE COUNTY COURT
Claim No: [Claim Number]

BETWEEN:

G24 Ltd

Claimant

- and -

[Defendant's Full Name]


Defendant



DEFENCE

1. The Defendant denies the claim in its entirety. The Defendant asserts that there is no liability to the Claimant and that no debt is owed. The claim is without merit and does not adequately disclose any comprehensible cause of action.

2. There is a lack of precise detail in the Particulars of Claim (PoC) in respect of the factual and legal allegations made against the Defendant such that the PoC do not comply with CPR 16.4.

3. The Defendant is unable to plead properly to the PoC because:

(a) The contract referred to is not detailed or attached to the PoC in accordance with CPR PD 16(7.5);

(b) The PoC do not state the exact wording of the clause (or clauses) of the terms and conditions of the contract (or contracts) which is/are relied on;

(c) The PoC do not adequately set out the reason (or reasons) why the claimant asserts the defendant has breached the contract (or contracts)

(d) The PoC do not state with sufficient particularity exactly where the breach occurred, the exact time when the breach occurred and how long it is alleged that the vehicle was parked before the parking charge was allegedly incurred;

(e) The PoC do not state precisely how the sum claimed is calculated, including the basis for any statutory interest, damages, or other charges;

(f) The PoC do not state what proportion of the claim is the parking charge and what proportion is damages;

(g) The PoC do not provide clarity on whether the Defendant is sued as the driver or the keeper of the vehicle, as the claimant cannot plead alternative causes of action without specificity.

4. The Defendant attaches to this defence a copy of a draft order approved by a district judge at another court. The court struck out the claim of its own initiative after determining that the Particulars of Claim failed to comply with CPR 16.4. The judge noted that the claimant had failed to:

(i) Set out the exact wording of the clause (or clauses) of the terms and conditions relied upon;

(ii) Adequately explain the reasons why the defendant was allegedly in breach of contract;

(iii) Provide separate, detailed Particulars of Claim as permitted under CPR PD 7C.5.2(2).

(iv) The court further observed that, given the modest sum claimed, requiring further case management steps would be disproportionate and contrary to the overriding objective. Accordingly, the judge struck out the claim outright rather than permitting an amendment.

5. The Defendant submits that the same reasoning applies in this case and invites the court to adopt a similar approach by striking out the claim for the Claimant’s failure to comply with CPR 16.4.

Statement of truth

I believe that the facts stated in this Defence are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.

Signed:


Date:

Draft Order for the defence
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #13 on: »
Dear b789,

Thanks again for the advice. What a relief.

I do have one question.

The Defence at 3 (d) states, ‘The PoC do not state with sufficient particularity exactly where the breach occurred, the exact time when the breach occurred and how long it is alleged that the vehicle was parked before the parking charge was allegedly incurred;’.

This is true of the Particulars of Claim.

In my earlier post [Reply #8 on: April 23, 2025, 08:39:15 am] I did mention the original ‘Contractual Parking Charge Notice’ dated 28th December 2019, which was sent by email from DCB.

The document, with photographs, indicates the exact time when the alleged breach occurred, how long the vehicle was parked etc.

Is it safe to assume that because this information was not included in the Particulars of Claim, 3(d) remains applicable?

Kind regards,

Dominic.

Re: DCB Legal – Unpaid Parking Charge 5 Years Old
« Reply #14 on: »
It matters not what you have received prior to the claim. Have a read of CPR 16 to understand what must be included in the PoC. You have to imagine that you know absolutely nothing about this claim and the N1SDT Claim Form is the first you know about this. The PoC have to explain the claimants case with enough detail for you to be able to make an informed defence.

There is nothing to stop the claimant issuing further, more detailed PoC within 14 days if they cannot explain their case on the N1SDT form. They have chosen not to do that.

Their PoC do not adequately set out their case.
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain