Author Topic: CCJ Showing on my file with credit card / Not sure where from  (Read 2032 times)

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CCJ Showing on my file with credit card / Not sure where from
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Hi,

Thanks for your help .

I had a paerking ticket which went to court and i didnt submit paperwork quick enough. It was rulled in the parking companies favour. As such i got a CCJ which i quickly paid off.

I now noticed the credit card company is stating i have a CCJ. I am not sure it is the same one, but i do not know of any other one.

Can you advise how i can check and also if it is the same one, what i can do.

Thanks

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Re: CCJ Showing on my file with credit card / Not sure where from
« Reply #1 on: »
Did you pay the CCJ off within one month of it being made? If not, it’ll stay on your credit file, albeit marked as satisfied.
I am not qualified to give legal advice in the UK. While I will do my best to help you, you should not rely on my advice as if it was given by a lawyer qualified in the UK.

Re: CCJ Showing on my file with credit card / Not sure where from
« Reply #2 on: »
All CCJs are recorded in the official register of court judgements and can be checked at TrustOnline.

https://www.trustonline.org.uk/

Search 'Check a person' for yourself. Costs between £6 - £10 to check CCJs. If there is one it won't tell you who the claimant was although it may be obvious to you from the CCJ. But with the claim number you can go to the court that issued the CCJ and get details.

Re: CCJ Showing on my file with credit card / Not sure where from
« Reply #3 on: »
Did you pay the CCJ off within one month of it being made? If not, it’ll stay on your credit file, albeit marked as satisfied.

Yes paid it off straight away.

I am thinking it might be a different one, although i dont know what ut could relate to