Hi, I (UK citizen) was driving a friends car uninsured in Europe over a year ago and got into a minor accident; someone break checked me in traffic and I hit their bumper very slightly at 1mph, this someone then got out and called police. Police came, took our details, drug tested us, and the other person ended up testing positive for drugs and lost their license, whereas I got away Scott free as they could not check my insurance policy since it was a European country. However, the person I hit has now contacted a European law firm to investigate me, they sent me a letter many months ago, and since I did not reply, they passed it on to MIB. MIB have now sent me two letters saying the following:
“We have been approached in our capacity as the UK Green Card Bureau, as we provide a guarantee for British vehicles involved in incidents in Europe.
Based on the information we have been given we believe you were the driver of the above vehicle at the time of the accident, and may not have been insured. Please phone us to advise:
If you were not involved, so we can take your name off our records for this accident.
If you were involved and insured, the detalls of your insurers or the vehicle's insurers.
If you were involved in the accident but had no insurance, how the accident happened.”
What should I do? And Can and will the MIB really prosecute me ?
Please help,
Thank you
Do NOT ask us to conspire with you to commit a criminal offence!
Hi, I (UK citizen) was driving a friends car uninsured in Europe over a year ago and got into a minor accident; someone break checked me in traffic and I hit their bumper very slightly at 1mph, this someone then got out and called police. Police came, took our details, drug tested us, and the other person ended up testing positive for drugs and lost their license, whereas I got away Scott free as they could not check my insurance policy since it was a European country. However, the person I hit has now contacted a European law firm to investigate me, they sent me a letter many months ago, and since I did not reply, they passed it on to MIB. MIB have now sent me two letters saying the following:
“We have been approached in our capacity as the UK Green Card Bureau, as we provide a guarantee for British vehicles involved in incidents in Europe.
Based on the information we have been given we believe you were the driver of the above vehicle at the time of the accident, and may not have been insured. Please phone us to advise:
If you were not involved, so we can take your name off our records for this accident.
If you were involved and insured, the detalls of your insurers or the vehicle's insurers.
If you were involved in the accident but had no insurance, how the accident happened.”
What should I do? And Can and will the MIB really prosecute me ?
Please help,
Thank you
Do NOT ask us to conspire with you to commit a criminal offence!
Is there anything in the post to suggest that? [
mod edit: perhaps you might like to compare the timing of my post and the timing of the OP's edit of his OP....]
If the op answers yes to the third MIB question what can result??
Uninsured driver hits another car driven by person under the influence of drugs (and subsequently prosecuted) suggests neither car insurer will pay out any claim.
MIB can't prosecute and foregn police failed to take action (seizure) at the time regarding lack of insurance cover for a UK registered car.
The obvious question is what was the status of the car at the time? A UK reg must be continuously insured or SORN, so which was it?
The obvious question is what was the status of the car at the time? A UK reg must be continuously insured or SORN, so which was it?
The question that most obviously comes to my mind is whether the foreign driver will sue the OP and seek to enforce the judgment in the UK.
The obvious question is what was the status of the car at the time? A UK reg must be continuously insured or SORN, so which was it?
The question that most obviously comes to my mind is whether the foreign driver will sue the OP and seek to enforce the judgment in the UK.
Isn't it more likely that the MiB will compensate the TP and then will sue the OP to recover the loss?
Isn't it more likely that the MiB will compensate the TP and then will sue the OP to recover the loss?
No idea. I don’t know whether the MIB deals with incidents outside of the UK.
The obvious question is what was the status of the car at the time? A UK reg must be continuously insured or SORN, so which was it?
I read this as the OP went abroad with his friend and drove his car (friend insured, car insured, but OP not), since OP was driving, those are the details the foreign police / third party had (and since they don't tally with any insurance policy for the car, the friends insurer have said "not us guv" when the MIB have asked)?
The OP gave us a substantially incomplete story over 2 days ago and has not been back since (or at least not logged in under that username).