I can't see how this business model could possibly work....
www-dot-pcnticket-dot-com/
[edit by Mod - do NOT include direct (un-munged) links to scam sites]
"£14.99/month
Joining Fee: £15
Covers 1 vehicle (1 registration number)
Covers council and private parking PCNs
Parking and penalty tickets of up to £250 paid for you
Manage all charge notices in one place
Faster handling of notices through streamlined processes
Stay informed about changes in parking regulations"
I wouldn't trust them as far as I could throw them...
- No company details provided
- They claim to be "Operating in accordance with the British Parking Association’s Code of Practice", but they're not a parking operator, not a BPA member, and are also claiming to cover council tickets
- They have 2 versions of their T&Cs, which contain different conflicting terms
- They have no Privacy Policy (their Privacy Policy page just links to 1 of the 2 versions of their T&Cs)
All of that notwithstanding, assuming it isn't an outright scam, their model is probably based on the assumption/hope that those whose PCNs cost them more than their subscription are outweighed by those who subscribe but do not claim/do not claim often.
That's before you get to this rather vague term:
"Depending on the frequency of your ticket submissions, the plan you’ve purchased, your membership duration, credit history, and other relevant factors, we may not be able to cover a ticket that exceeds the total amount you’ve paid in subscription fees."
Back in ?Victorian times, an enterprising young man claimed to be able to predict the sex of a pregnant woman's unborn baby (back in the days when only women could get pregnant), by use of some quasi medical contraption that he had invented (basically just a small telescope, placed against the woman's stomach). So confident was he in the contraption, that he promised a full refund if the prediction was wrong. He always predicted female, was right 52% of the time, and the majority of the 48% that he got wrong didn't ask for a refund.
First question regarding Scammy McScamface - if you have a dispute with PCNTicket-dot-com, who are you going to sue? And what address are you going to use for service?
[edit: Having seen all the 5 star glowing reviews on TrustPilot, all written within a week, which was about 7 weeks before the domain name was registered, has changed my mind, and I'm big enough to admit when I'm wrong]
N.B.
https://www.merriam-webster.com/dictionary/sarcasm