Usual pants from the IAS, they boast to their operators that they only uphold 4% of appeals.
Yup, I kind of guessed this was the case, sounds like they're in each others pockets with the reply they sent me. I assume I'm just going to have to bite the bullet!
Just do nothing, ignore letters from debt collectors, and come back when you get a Letter of Claim from a solicitor.
It’s a well-trodden path here.
If you’re happy, in theory, to defend in court then there is a strong likelihood that they will discontinue before court as long as you follow the steps to defend this.
We have little history with Viking here, so no promises.
The original NtK does not appear to be PoFA compliant meaning that the keeper can never be held liable.
In addition to previous points, the NtK does not contain the mandatory wording required under PoFA.