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Messages - Datapollution

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1
I got a letter from them today! I assume based on the guidence given, the debt agency will send threating letter but can't do anything as they need a judgment before any collection?

Here is the letter in full!




Original - Letter





2
Read up and search here on “CCJ”.
You only get a credit-affecting judgement if you lose and you don’t pay within a month.
https://www.ftla.uk/private-parking-tickets/kellys-storage-luton-universal-parking-enforcement-ltd/msg59804/#msg59804, for example.

Also please read and act on https://www.ftla.uk/private-parking-tickets/read-this-first-private-parking-charges-forum-guide/ if you want more advice specific to your circumstances.

I read this and was keen to get general feedback. I think and my research say that step seven of the guide on CCJ is incorrect?

❌ THE ERROR IN STEP 7:
What the guide says:

"If they pay within 30 days, no CCJ goes on their credit file."

This is MISLEADING and potentially wrong.

✅ THE CORRECT POSITION:
If the court rules against you (judgment entered):
A CCJ IS recorded immediately when judgment is entered.
What happens with payment timing:
Pay within 1 month (30 days):

✅ CCJ is marked as "satisfied"
✅ You can apply to court to have it removed from public register (costs ~£50-100, form N244)
⚠️ BUT credit agencies may still keep their own record
⚠️ It's NOT automatically completely removed from your credit file

Would my understanding be incorrect?

3
Right, I've got the original PCN, i could not see a way to post the images here directly so use posting.cc to post them. I hope this work.



Link: https://postimg.cc/gallery/6ptp7cf

Thank you

PS: my physical letter to the Parking company has been unanswered so far. I have also evidence that the letter reached them.

4
Cheers for being straight with me - genuinely helpful to know how this actually works rather than what I think is fair.
On consideration/grace periods:
Right, got it - 5 mins consideration, 10 mins grace, separate things, don't need to be on the signs. That makes sense now.
On whether I said I was the driver:
No, I didn't. In my first appeal I wrote things like "the vehicle was present for 27 minutes for a pick-up/drop-off" - I was careful not to say "I was driving" or anything like that. Appealed as keeper the whole way through.

On the Notice to Keeper:
This is the bit I'm not sure about. The original PCN says the contravention was "05A - paid for insufficient time" but their own payment records show zero payment, and their rejection letter says "no payment was made".
The IAS person didn't mention this at all in their decision. Does that matter under the Protection of Freedoms Act? Like, if the notice is contradictory, does that affect whether they can chase me as the keeper?
On my settlement offers:
I've tried settling three times (offered £50 each time, got proof I sent them) and they've ignored all of them. Does that help at all if it goes to court or is it irrelevant?
On them dropping it:
You said if I defend they'll probably drop it before paying the court fee - is that actually common with these parking firms? Would just filing a defence be enough to make them think twice?
What I've got:

Original PCN with the "paid for insufficient time" bit
Their evidence showing no payment at all
Their letter saying "no payment was made"
IAS decision that didn't look at this issue
Proof I tried settling three times

Worth me posting these (blanked out obviously) for you to have a look? Or is this contradictory notice thing not strong enough to bother defending on?
Appreciate the help - better to know now than get caught out later.

5
Summary:
Received £100 parking charge for 27-minute stay at hotel car park while collecting a guest. Appealed to operator (rejected), then to IAS (dismissed). Now being threatened with debt recovery for £155.
Background:

27-minute visit to hotel car park (evening, 18:07-18:34)
Purpose: collecting hotel guest at check-out time
Vehicle was NOT parked in any marked bay (temporarily stopped)
No payment made as I assumed brief guest collection would be accommodated

Timeline:

Oct 2025: PCN issued (£100, discounted to £60 if paid within 14 days)
Nov 2025: Appealed to operator - rejected with generic response
Dec 2025: Appealed to IAS
Jan 2026: IAS dismissed appeal
Jan-Mar 2026: Sent 2 digital settlement offers (£50 = 50% discount) - all ignored and followed it 19th of march with written tracked letter (awaiting for feedback).
Early Mar 2026: Operator now claims £155, threatens debt recovery agents

My Arguments to IAS:

Inadequate signage - Grace period/time limit information only appeared in small print Terms & Conditions on 2 distant boards, NOT clearly visible on payment machine signage or anywhere near where drivers park/pay
Hotel context - 27 minutes is reasonable for hotel guest collection (checkout, luggage, etc.)
Not parked in bay - Vehicle was temporarily stopped for guest collection, not occupying any marked parking space
Disproportionate charge - £100 for 27-minute guest collection with no loss to operator

IAS Adjudicator's Decision (Dismissed):
The adjudicator ruled:

On grace period: "The grace period is a period of ten minutes at the end of a permitted period of parking, which is longer than one hour in duration. Consequently, it does not apply at the start of the parking event."
On consideration time: "The driver is entitled to a reasonable time to read the terms and comply with the requirements. However, the time allowed is for this purpose only... Given the size of the car park a consideration period of 10 minutes is more than sufficient."
On "not parked" argument: Rejected - said I was "parked" because Code of Practice defines parking as "being stationary other than in the course of driving"
On hotel guest collection: "If the driver chooses not to read the sign or uses the time for their own purpose, as here, parking and waiting to pick up a passenger the period is at an end"
On signage: "The signage on site complies with current regulations and is sufficient"
On charge amount: Justified by citing ParkingEye v Beavis regarding operator overheads

My Concerns with IAS Decision:

10-minute "consideration period" seems unreasonably short for hotel guest collection where you're waiting for someone to check out
Treating brief guest collection identically to long-term parking seems unfair
No acknowledgement that essential terms (grace period/time limits) were buried in small print, not on prominent signage
IAS decision itself states it is "not legally binding" on me

Current Position:

Made 3 documented settlement offers (£50) with proof of delivery - all ignored
Operator now demanding £155
Considering whether to pay or wait for potential court claim

Questions for Legal Advice:

Are IAS decisions given any weight in County Court, or do judges decide afresh?
Is the "10-minute consideration period for reading signs" a legal standard, or just this adjudicator's opinion?
Does the fact that grace period info was only in small print T&Cs (not on payment signage) give me a defence under Interfoto v Stiletto (onerous terms must be fairly brought to attention)?
Realistic chances of successfully defending if they sue in Small Claims Court?
How can I avoid CCJ while defending? (I'm prepared to fight but don't want CCJ on credit file)
Should I wait for court claim or pay £155 now to avoid potential CCJ?

Additional Info:

Operator is IPC member (not BPA)
Have proof of 3 settlement attempts (19 Jan, 14 Feb, 17 March with signed delivery)
Willing to defend in court if realistic chance of success
Want to avoid CCJ if possible

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