Appeal sent
FYI the ECP online appeal form had reached its max characters, cutting off at the last paragraph, so had to cut down wordings where possible (but retained the overall jist etc)
Just for keeping in mind when helping the next poor soul!

Let’s see what comes. I am just a worried as the last time this happened to me Horizons sent me 100 odd letters in the post, from them/debt agency asking for money and with trumped up charges.
That then went to court - which I won. But it was a stressful ordeal. Happy to head to Court this time, just don’t want them bothering me at home by post or other!
However that time I 100% ignored and did not make an appeal, so hopefully different this time