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« on: May 20, 2025, 04:05:59 pm »
Hi there, so I received this email from Dcd legal asking again for settlement and frightening me about CCJ
what should I do please . So basically we’ve gone from £170 to £60. Do I stand my ground hoping that they will drop this or do I pay the £60 to put an end to this? What are my chances of ignoring them?
Good Afternoon,
WITHOUT PREJUDICE SAVE AS TO COSTS
We write in respect to the above Claim and shall shortly be sending to you our Client's Witness Statement together with all documents in support of their Claim against you. This evidence will be presented at Trial, and we are confident that your liability for repayment of the Parking Charge will be determined by the Court.
Despite this, we have been instructed to attempt to settle the case with you so that the matter can be brought to an early conclusion and in order that you may avoid a County Court Judgment (CCJ) being granted against you, should the Court award this in our Client's favour. They are therefore willing to settle the case at this stage for a reduced sum of £60.00. Should you be agreeable to the same, please ensure payment is made within 14 days of this email.
If payment in the above sum is not made within 14 days, we have instructions to proceed to Trial, where a CCJ could be granted against you. A CCJ can remain on your credit file for 6 years from the date it is granted, and its impact may make it difficult for you to obtain credit in the future, such as a mortgage.
Once paid we shall inform the Court of the early settlement, requesting the Trial be vacated and the Claim marked as paid. We shall then close our file.
The benefits to you making a payment to settle the Claim at this stage are:
Avoid the case proceeding to Trial where you may have to attend.
Avoid the risk of a CCJ being granted against you and the impact this could have on your credit file.
Avoid the risk of further fees and costs being added to the amount you owe should the Claim proceed.
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