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« on: July 21, 2024, 06:12:52 pm »
Hello,
The events are in England, I am an American with an American credit card.
I took a rental car at a rental company in Heathrow airport.
The rental agreement does say (in some addendum sent by email...): "an administration fee of up to £45 in the UK and up to €35 in Ireland for processing any fines or offences against the Vehicle, Owner, Renter, any Authorised Driver or any other person Renter permitted to use the Vehicle during the Rental Period, unless caused through Owner’s own fault;".
I stayed at a hotel in Cambridge for a few days, parking there the rental car.
I returned the rental car to the rental company and left England for the USA.
Some time after my stay, the hotel parking administrator issued me two parking violations for not paying for parking for two days.
Some time after I reached back home in the USA, I got an email from the rental company saying the following ...
The rental car company:
1. "processed" the citation, which means they sent the parking lot operator my information, and the citation to me by email.
2. they did *not* pay the fine. They explicitly told me that I will be paying the fine separately.
3. they went ahead and charged my credit card 35 pounds per ticket for processing - without getting my consent beforehand.
Next, the hotel administrator canceled the two citations - they were issued by mistake ...
So my questions are :
1. Does the agreement note/text above give the rental company authorization to charge my credit card without prior notification to me, giving me a chance to object?
[I would think that not - that opens the possibility for two rogue companies to conspire on issuing false charges with the intent of charging processing fees even if the parking bill itself is later on canceled]
2. Does the rental company providing the parking lot administrator my information + sending me an email with the details of the citation count as "processing", thus justifying a 35 pounds charge (per ticket) ?
[I would think that "processing" means actual payment, not just sending two emails, cause then there is the risk I won't pay the rental company back for the fine they payed already]
3. Does a private parking lot company claim that I owe them money count as a "fines or offences against the Vehicle, Owner, Renter" ?
[I would think that a fine is issued by a government entity ; a private company does not issue fines but only a bill ... I would think]
Thank you for your time taken to read and answer my questions.
Best,
Guy