Free Traffic Legal Advice

UPDATED WITH IMAGE LINK

https://imgur.com/a/by3VoJF

I got home from a week's holiday on 24th August to an enforcement process commenced letter. This is the first communication I've had. I received no PCN or other reminders or notices. I've absolutely no idea what it's in reference to. I'm about to remortgage and terrified this will mess up my house move. Is it easier to pay up and then challenge after to limit damage?

Upload folder is full so cannot post images. Will keep trying to find a way to do this. Enforcement notice lists debt, compliance stage fee and total amount. Gives instructions to pay by a date that has since passed as I was on holiday.

I see Incandescent has beaten me to this, I've therefore edited my draft.

You upload externally and post links here.


Any Notice of Enforcement would include a creditor council and a reference number. The latter would normally be the PCN number. As you know the veh reg number, I suggest you get online to the council's PCN website and check your details. Alternatively, post the ref. number, council and your VRM here.

IMO, paying at this stage is recommended because it caps financial liability without hindering in any way your ability to engage with the 'Out of Time' procedure. If the notice is a Notice of Enforcement when was the 'pay no later than' date?

At present I don't want to get engaged with why you haven't received any of the reams of correspondence which would have been sent to the registered keeper because it's secondary to getting facts on show. Not receiving notices from a council is not unique.

Who did you pay? Cabridgeshire CC or Bristow & Sutor and was the payment for £114 or £189?

And to answer your original question the PCN will not be registered on your credit history and won't affect your mortgage application.

The V5c was last updated on 11th March 2024. The alleged contravetion occurred on 15th Dec 2023.
and
The warrant was sealed (issued) on 23rd May 2024 however the Notice of Enforcement is dated 12th Aug 2024.

Normally the bailiff would send the NoE within a couple of days of the warrant being sealed. You've got a gap of nearly three months which is not credible.

My concusion is that your V5c address was out of date or otherwise incorrect on the 15th Dec 2023. All of the Notices were sent to the out of date / incorrect address including an NoE shortly after the 23rd of May. Ultimately the B&S bailiff was unable to enforce at the address they were given by Cambrideshire CC so they traced you to your current address.

The Council then applied to have their warrant re-sealed with your new address and then B&S sent a new NoE.

So was your name & address correct on the 15th Dec 2023?