Author Topic: Use of motor vehicle without insurance  (Read 1840 times)

0 Members and 42 Guests are viewing this topic.

Re: Use of motor vehicle without insurance
« Reply #15 on: »
The above letters that I received actually state the correct VRM that  corresponds with the insurance and dvla.

So, let me get this straight - you were stopped and reported for driving without insurance, and had your car seized dor driving with no insurance because the VRM being displayed at the time was incorrect (and presumably no insurance policy was in effect in respect of that VRM, and you have now decided to mention that the COFPs (with VRMs redacted) for both the no insurance and wrong VRM allegations specify the VRM that should have been displayed?

If you wish to continue drip feeding relevant information, I will be more than happy to delete this thread.

I did not think that it was important/ relevant to mention that the VRM stated in the above letters are the correct one that corresponds to v5c and insurance and so on.

What does it change in my circumstances? If it an important bit if information.

Re: Use of motor vehicle without insurance
« Reply #16 on: »
Thanks for all the comments.

I spoke toy insurance company and requested a indemnity document. They have emailed me with the policy schedule. When questioned if this is sufficient for the purposes of providing that I was insured to drive the stated vehicle during the incident. I was told "Yes"

Can somebody advise if that is correct and what is the correct way to notify the police to review the matter?

Re: Use of motor vehicle without insurance
« Reply #17 on: »
As has already been explained, the original issue is that the plates you put on your vehicle did not correspond to the VRM on your insurance policy - so on the face of it (on the assumption that the VRM on the plates was correct) the vehicle was not insured (or more precisely not insured for you to drive it).

You have not been charged with any offence yet and cannot be charged until the expiration of the 28 days you were given to accept the COFP.
However, if you were to be charged with driving some vehicle identified by the erroneous VRM, a letter from your insurer stating that you were insured to drive that vehicle would be very helpful as evidence that you were insured to drive that vehicle.
As the redacted COFP (with pretty much the only relevant detail - the VRM - having been redacted) apparently refers to the correct VRM, and the one which is stated on your insurance certificate, if any subsequent charge of driving without insurance identifies the vehicle by that VRM - in other words if you are accused of driving without insurance in what is identified by the charge as the vehicle that you have a policy insuring you to drive, then such a letter is irrelevant.

There is no "correct" way to contact the police, phone them, write to them, send a carrier pigeon. If you can't get any sense out of the reporting officer, try speaking to his sergeant or inspector to review the matter.
I am responsible for the accuracy of the information I post, not your ability to comprehend it.

Re: Use of motor vehicle without insurance
« Reply #18 on: »


I did not think that it was important/ relevant to mention that the VRM stated in the above letters are the correct one that corresponds to v5c and insurance and so on.

What does it change in my circumstances? If it an important bit if information.

Sorry but can you clarify please?

Let's assume the correct VRM for your car is RM1 and that that is the VRM the DVLA have on your V5C and it is the number that it is insured number. 

But for whatever reason the VRM on your car at the time you were stopped was actually RW1

Which of the two VRMs is on the offers you have receoved from the police?  T

Re: Use of motor vehicle without insurance
« Reply #19 on: »
Are you questioning the meaning of the OP's statement, or his belief that it was not important?
I am responsible for the accuracy of the information I post, not your ability to comprehend it.
Funny Funny x 1 View List

Re: Use of motor vehicle without insurance
« Reply #20 on: »
Thank you Andy, for the detailed response. I will draft an email to the police first requesting to review and to cancel the proceedings by stating that the VRM on the letter is correct and I will provide the documents from the insurer stating that I was covered on the day I got pulled.

I will update how things will evolve.

Re: Use of motor vehicle without insurance
« Reply #21 on: »
Sure.

As per your example the correct VRM "RM1" its on v5c, insurance, road tax. The correct VRM is on all the letters and the slip that I received from the police.

The incorrect VRM that was on the vehicle when I got stopped "RW1". Due to the nature of the plate the police officer got confused between two varieties and put the correct VRM on the case. That is how I see it.