Author Topic: No insurance help  (Read 4880 times)

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Re: No insurance help
« Reply #15 on: »
As per the link above, were the retail premises open? was the cinema open?  Is it a genuinely shared carpark or are certain sections reserved or separated?

Case law says a pub car park is a public place when the pub is open, and not a public place when the pub is closed.

Are there any signs up governing the use of the car park?

Just to manage expectations, your son should explore all options, but expect to be embracing bus travel.

Just one last thought, a not guilty plea will push out the date when he loses his licence/ has it revoked. It might be worth a not guilty plea just for that purpose.

Re: No insurance help
« Reply #16 on: »
I would have thought getting it done and dusted ASAP so he can put in for his test again prior to going to Uni would make more sense. Although 6 months might be tight for getting theory and practical done. There is an app apparently to apply for test cancellations that gives you access to multiple regions. 

Re: No insurance help
« Reply #17 on: »
An update.

We opted for court and after dragging out the replies and then getting it moved to our local magistrates my son was up this morning. 56 day ban, which all things considered is a good result and one we are happy with. 

Re: No insurance help
« Reply #18 on: »
Thanks for the update.

I think that is a good result for his circumstances.

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Re: No insurance help
« Reply #19 on: »
Yes, thanks for the update.

I must say I am surprised. A a disqualification when points are available which would see revocation is clearly contrary to the Magistrates' guidance.

I usually suggest that such an outcome is unlikely. I'll modify my suggestions in future, but I must say it is unusual. Anyway, probably a good outcome for him. Whether he will still be saying that when he finds out the insurance implications is perhaps not so certain!  >:(

Thanks again for he feedback. As you can see, it does help.

PS. The court should have made him aware that although his licence has not been revoked under he New Drivers' legislation, he will still have to apply for a new one when his ban finishes, but this will be a full licence. His old one has been revoked because his ban for was 56 days.
« Last Edit: September 22, 2025, 02:32:36 pm by NewJudge »

Re: No insurance help
« Reply #20 on: »
PS. The court should have made him aware that although his licence has not been revoked under he New Drivers' legislation, he will still have to apply for a new one when his ban finishes, but this will be a full licence. His old one has been revoked because his ban for was 56 days.

They did explain that thank you. HIs insurance was always going to be an issue regardless of the outcome and so he is prepared. On the bright side, he is 6 months down the road from the offence already.

Re: No insurance help
« Reply #21 on: »
For totting up purposes, it is the date of offence that matters (albeit that there are no points to count towards totting up).
For being bent over by insurance companies - it has to be declared for X years from date of conviction.

N.B. Different insurers variously want to know about claims and convictions in the last 3 or 5 years.
I am responsible for the accuracy of the information I post, not your ability to comprehend it.

Re: No insurance help
« Reply #22 on: »
A good result, I suspect had it been actually on a "proper" road the penalty may have been different.
Bus driving since 1973. My advice, if you have a PSV licence, destroy it when you get to 65 or you'll be forever in demand.

Re: No insurance help
« Reply #23 on: »

The car park was quiet, although not deserted, and it was not part of a big big car meet etc, although the carpark is known for that and hence probably why the police was about.

No doubt the police will comment in their statement that the car park is known as a big car meet, which is a polite way of putting boy racers meet.