So, to be clear
You can pay VCS £121.50 by the end of January, but your CCJ will remain recorded as “satisfied” for six years.
You can pay >£300 for a set-aside via N244, which might succeed, or might not.
Are these your choices?
If so, the first one is cheaper and you’ve been living with a worse CCJ record since 2021 anyway. Changing the record to “satisfied” would be an improvement.
Clearly you might reset everything with a successful set-aside and defence.