Author Topic: Smart Parking - Insufficient Time Paid - Debt collector letters x 2  (Read 2077 times)

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It will help you if you post documents you’re talking about, per Reply #2, but if you have a N1SDT county court claim form you have to file a defence or Acknowledgment of Service within 14+5 days from the date on the form, and if the latter you have an additional 14 days to file a defence.

The last reply doesn't show the images i have uploaded below. I was hoping to use option to dispute the whole claim via the defence form rather than court. Using the defence that they sent the original PCN outside the 14days, that BW Legal had closed the case and not information that i requested about the PCN was provided to me? 

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Image Untitled design (2) hosted on ImgBB
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Image Untitled design (1) hosted on ImgBB
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Thank You
« Last Edit: May 18, 2026, 06:30:46 am by LMC11 »

No chance, this has now gone to court.

You need to file a defence or Acknowledgment of Service by 29 May, if the latter this extends your defence deadline to 12 June.

You have a defence, but it would do no harm to obtain the original PCN if you still don’t have it, using a Subject Access Request to Smart, for example. As you have noted, Smart’s PCNs used to fail to comply with the requirements of PoFA 2012, usually by being sent too late to transfer liability.

DCB Legal will probably discontinue the claim eventually, but until they do it’s a live claim and you’ll get a default judgement against you if you do nothing.

Note that Smart has now engaged DCB Legal whereas originally they used BW Legal. I have no idea why they changed, but if you search the forum you will see many cases where DCB Legal discontinues in the face of a defended claim.

My guess is that Smart is simply making a second attempt to get your money, trawling through its list of unpaid claims, in the knowledge that many court claims are ignored.
« Last Edit: May 18, 2026, 07:24:52 am by jfollows »

Sorry for clarification are you saying that i shouldn't use the 'Defence form' "if you dispute the whole claim against the claimant" ? I should only do acknowledgment of service, and wait for a court date?

I also no longer live in the UK - the letter was sent to a correspondence address (if that has any relevance)
« Last Edit: May 19, 2026, 05:40:01 am by LMC11 »

No.

You have a choice, you file a defence by 29 May or you file AoS by 29 May followed by defence by 12 June. AoS just gives you more time.

I also no longer live in the UK - the letter was sent to a correspondence address (if that has any relevance)
Do you maintain any financial interests in the UK?

If not, one option would seem to be to dispute jurisdiction. If we had known before the claim was issued that you had moved abroad, I would have advised you to have informed the claimant of that fact before a claim was issued, but we are where we are.

I have a business in the UK, apart from that no other financial interests.

The 2nd to last letter I sent BW Legal i did inform them that the address they held was no longer valid and i moving aboard (as it was a short notice move). However them seemed to ignore this when sending a further claim before closing the case.