Author Topic: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ  (Read 1119 times)

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I just got 2 claims Forms from the same Legal place for privates Parking Charges from 2023 and 2024, I can not afford neither, how can I defent myself against this ?

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Re: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ
« Reply #2 on: »
How long is a piece of string? How on earth do you expect to get advice if all you give us is a tidbit?

Which "Legal Firm". Which Claimant? Is it for the same location and vehicle but two different times? What are the issue dates of the claims?
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ
« Reply #3 on: »
Hi Everyone, sorry for my poor request, I am new to this, and still learning the tools to use the forum.

I got 2 Letters from "HM Courts & Tribunal Service" same Legal Firm: DCB LEGAL LTD, representing 2 different parking, both letter for "breach of the terms on the signs "parked  longer"

1st Claimant "CIVIL ENFORCEMENT LIMITED" from 2023 with my old car on a BIG SHOP in Milton Keynes Claiming amount £ 288.24
2nd Claimant "EURO CAR PARKS LIMITED" from 2024 with my new car on some Retail Park (I believe near London not sure) Claiming amount £ 271.64

Both Letters said I need to respond or I could get a CCJ, which I understand it could be really bad for my Credit score and legal records? not sure, but I went online and asked for more time on the MCOL web page, as I have no idea what to do, I can not afford those payments, and certantly do not want to face any "Legal" problem either.

THe first one from Milton Keynes I beleive I wrote to the shop asking them to contact the parking company about it, and all the arrasing letter stop coming, so I tough it was a closed case. I was in the shop with my family for the whole time, shopping and also stayed for lunch, and honestly did not see any signs about the parking "maximum time" allowed.

The second one, I do not know what is about , I beleieve it was a retail park where I left my car to have dinner with my family, it was at night shops were not open, do not understand why an empty parking with no customer should charge.

I survived the Pandemia after a really hard time, got into depression sufferig long covid, honestly, I do not remember any of those letters, but it looks like I ignored them.

Do I have to Pay ? could anyone advise how to proceed? because the form attached N9A to ask for more time to pay, request to write a lot of personal information that I am not comfortable to share specially if I a need to include my employer details, I am afraid so. 

Thanks in advance for your kind help .

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« Last Edit: July 10, 2025, 07:49:04 pm by Looking4Justice »

Re: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ
« Reply #4 on: »
What is the date of issue on both the claims?

Re: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ
« Reply #5 on: »
The dates on the letters are: JUNE 25 & JULY 04.

I asked for more time both at MCOL web page.

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Re: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ
« Reply #6 on: »
Show BOTH Claim forms!!!!! Is Civil Enforcement representing themselves or are they being represented by DCB Legal?

Which claim is which date?

Also, if you post documents, such as your AoS, please redact your personal details!!!!!

Have you completed the AoS for both claims yet. How did you submit the AoS? By post or online or by email?

You are asking for assistance but it feels like pulling teeth to get the necessary information out of you!
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ
« Reply #7 on: »
Really sorry, this is all new for me, indeed I am looking for URGENT Assistant with both Claims, copies attached, both Claims come from DCB Legal LTD, I completed the AoS for both claims online, copies attached as well.

Could you please help me with advice in how to proceed? I am really worried, never faced a legal issue in my life.

Thanks in advanced. 

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Re: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ
« Reply #8 on: »
It’s generally wise to obscure the claim number and password.

Re: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ
« Reply #9 on: »
It’s generally wise to obscure the claim number and password.
OMG Thanks. So new with all this, not sure how to delete it and loaded again ...
« Last Edit: July 14, 2025, 06:07:57 pm by Looking4Justice »

Re: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ
« Reply #10 on: »
Good morning, can anyone please guide me, I do not know how to use this forum properly, to delete/amend the attachments.
I am in URGENT need of assistant in how to deal with these two claims, I can not Afford them.

Thanks. 

Re: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ
« Reply #11 on: »
You need to start a separate thread for each claim. If we try to deal with two claims from different operators, it will get too confusing.

Decide which thread will deal with the one from CEL and which one will deal with the one from ECP. Just rename the thread with ECP in the title and start a new thread with CEL in the title for the other claim and post the N1SDT form there, but redact the claim number and the MCOL password.

For now, I will deal with the ECP one here. I just hope you have not sent those AoS forms as you have selected that you only intend to defend "part" of the claim. Why?

With an issue date of 25th June, you had until 4pm on Monday 14th July to submit your defence. If you submitted an Acknowledgement of Service (AoS) before then, you would then have until 4pm on Monday 28th July to submit your defence.

If you want to submit an AoS then follow the instructions in this linked PDF:

https://www.dropbox.com/s/xvqu3bask5m0zir/money-claim-online-How-to-Acknowledge.pdf?dl=0

Otherwise, here is the defence and link to the draft order that goes with it. You only need to edit your name and the claim number. You sign the defence by typing your full name for the signature and date it. There is nothing to edit in the draft order.

When you're ready you combine both documents as a single PDF attachment and send as an attachment in an email to claimresponses.cnbc@justice.gov.uk and CC in yourself. The claim number must be in the email subject field and in the body of the email just put: "Please find attached the defence and draft order in the matter of Euro Car Parks Ltd v [your full name] Claim no.: [claim number]."

Quote
IN THE COUNTY COURT
Claim No: [Claim Number]

BETWEEN:

Euro Car Parks Ltd

Claimant

- and -

[Defendant's Full Name]


Defendant



DEFENCE

1. The Defendant denies the claim in its entirety. The Defendant asserts that there is no liability to the Claimant and that no debt is owed. The claim is without merit and does not adequately disclose any comprehensible cause of action.

2. There is a lack of precise detail in the Particulars of Claim (PoC) in respect of the factual and legal allegations made against the Defendant such that the PoC do not comply with CPR 16.4.

3. The Defendant is unable to plead properly to the PoC because:

(a) The contract referred to is not detailed or attached to the PoC in accordance with CPR PD 16.7.3(1);

(b) The PoC do not state the exact wording of the clause (or clauses) of the terms and conditions of the contract (or contracts) which is/are relied on;

(c) The PoC do not adequately set out the reason (or reasons) why the claimant asserts the defendant has breached the contract (or contracts)

(d) The PoC do not state with sufficient particularity exactly where the breach occurred, the exact time when the breach occurred and how long it is alleged that the vehicle was parked before the parking charge was allegedly incurred;

(e) The PoC do not state precisely how the sum claimed is calculated, including the basis for any statutory interest, damages, or other charges;

(f) The PoC do not state what proportion of the claim is the parking charge and what proportion is damages;

(g) The PoC do not provide clarity on whether the Defendant is sued as the driver or the keeper of the vehicle, as the claimant cannot plead alternative causes of action without specificity.

4. The Defendant attaches to this defence a copy of a draft order approved by a district judge at another court. The court struck out the claim of its own initiative after determining that the Particulars of Claim failed to comply with CPR 16.4. The judge noted that the claimant had failed to:

(i) Set out the exact wording of the clause (or clauses) of the terms and conditions relied upon;

(ii) Adequately explain the reasons why the defendant was allegedly in breach of contract;

(iii) Provide separate, detailed Particulars of Claim as permitted under CPR PD 7C.5.2(2).

(iv) The court further observed that, given the modest sum claimed, requiring further case management steps would be disproportionate and contrary to the overriding objective. Accordingly, the judge struck out the claim outright rather than permitting an amendment.

5. The Defendant submits that the same reasoning applies in this case and invites the court to adopt a similar approach by striking out the claim for the Claimant’s failure to comply with CPR 16.4.

Statement of truth

I believe that the facts stated in this Defence are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.

Signed:


Date:

Draft Order for the defence
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ
« Reply #12 on: »
Good morning, can anyone please guide me, I do not know how to use this forum properly, to delete/amend the attachments.
I am in URGENT need of assistant in how to deal with these two claims, I can not Afford them.

Thanks.
Please do not bump your thread if you do not receive a reply, this is a busy forum run entirely by volunteers and, at the risk of sounding blunt, it isn't our fault the matter is urgent. The first claim was issued on 25th June and we didn't see a copy of the Claim Form until 10th July.

Please accept my sincere apology for all the mistakes I had been doing by lack of knowledge in how to use the forum.

Thank you so much for your patience and kind help.
Regarding Claim 1 ECP - June 25, following your instructions I already prepared the PDF Document to send it by email, hopefully, tomorrow morning, but I have another question, I looked at the AOS and unfortunately, I did marked it wrong as Partial and not complete, will be possible to change it? I tried to acces the web page where I did it, but I can get access, it's not letting me do anything, or maybe I am doing something wrong.

Should I go ahead and proceed to send the email anyway, despite my mistake on the AOS?

Looking forward to hearing from you soon,
Thanks in advanced,
« Last Edit: July 20, 2025, 11:36:58 pm by Looking4Justice »

Re: How to deal with 2 Claim Form from a Legal Firm to avoid CCJ
« Reply #14 on: »
No. Don't email that defence if you ticked that you only intend to defend part of the claim!!!

If you have already sent it then ignore the following:

You should submit the following as your defence using the MCOL defence option. Just copy and paste the text into the text box on the MCOL webform. DO NOT do this if you have already submitted the defence by email as previously advised and before we knew you had selected the "partial defence" option in the AoS:

Quote
1. The Defendant denies the claim in its entirety. The Defendant
asserts that there is no liability to the Claimant and that no
debt is owed. The claim is without merit and does not adequately
disclose any comprehensible cause of action.

2. The Defendant inadvertently selected "defend part of the
claim" on the Acknowledgment of Service via MCOL. For the
avoidance of doubt, this Defence disputes the entirety of the
claim pursuant to CPR 15.2 and the overriding objective.

3. There is a lack of precise detail in the Particulars of Claim
(PoC) in respect of the factual and legal allegations made
against the Defendant such that the PoC do not adequately comply
with CPR 16.4.

4. The Defendant is unable to plead properly to the PoC because:

(a) The contract referred to is not detailed or attached to the
PoC in accordance with CPR PD 16.7.3(1);

(b) The PoC do not state the exact wording of the clause (or
clauses) of the terms and conditions of the contract which
is/are relied on;

(c) The PoC do not adequately set out the reason(s) why the
Claimant asserts the Defendant has breached the contract(s);

(d) The PoC do not state with sufficient particularity exactly
where the breach occurred, the exact time of alleged breach and
duration of parking prior to the charge;

(e) The PoC do not state precisely how the sum claimed is
calculated, including the basis for any statutory interest,
damages or other charges;

(f) The PoC do not state what proportion of the claim is the
parking charge and what proportion is damages;

(g) The PoC do not state whether the Defendant is sued as driver
or keeper. The Claimant cannot plead both without specificity.

5. Courts have previously struck out similar claims of their own
initiative for failure to comply with CPR 16.4, where the PoC
failed to specify the contractual terms relied upon or explain
the alleged breach with sufficient clarity. In comparable cases,
judges have found that requiring case management steps in
low-value claims is disproportionate and contrary to the
overriding objective.

6. The Defendant submits the same reasoning applies and invites
the court to strike out the claim for breach of CPR 16.4.

Draft Order:

Of the court’s own initiative and upon reading the claim and
defence.

AND the court being of the view that the particulars do not
comply with CPR 16.4(1)(a) because:

(a) They do not set out the exact wording of the clause(s)
relied on; and

(b) They do not adequately explain the alleged breach.

AND the Claimant could have complied with CPR 16.4(1)(a) by
serving separate detailed particulars pursuant to
CPR PD 7C.5.2(2) but failed to do so.

AND the claim being of modest value, it is disproportionate and
not in accordance with the overriding objective to require
further case management, amended pleadings or allocation.

ORDER:
1. The claim is struck out.
2. Permission for either party to apply to vary, set aside or
stay this Order by application within 5 days of service.
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain