Hi Everyone, sorry for my poor request, I am new to this, and still learning the tools to use the forum.
I got 2 Letters from "HM Courts & Tribunal Service" same Legal Firm: DCB LEGAL LTD, representing 2 different parking, both letter for "breach of the terms on the signs "parked longer"
1st Claimant "CIVIL ENFORCEMENT LIMITED" from 2023 with my old car on a BIG SHOP in Milton Keynes Claiming amount £ 288.24
2nd Claimant "EURO CAR PARKS LIMITED" from 2024 with my new car on some Retail Park (I believe near London not sure) Claiming amount £ 271.64
Both Letters said I need to respond or I could get a CCJ, which I understand it could be really bad for my Credit score and legal records? not sure, but I went online and asked for more time on the MCOL web page, as I have no idea what to do, I can not afford those payments, and certantly do not want to face any "Legal" problem either.
THe first one from Milton Keynes I beleive I wrote to the shop asking them to contact the parking company about it, and all the arrasing letter stop coming, so I tough it was a closed case. I was in the shop with my family for the whole time, shopping and also stayed for lunch, and honestly did not see any signs about the parking "maximum time" allowed.
The second one, I do not know what is about , I beleieve it was a retail park where I left my car to have dinner with my family, it was at night shops were not open, do not understand why an empty parking with no customer should charge.
I survived the Pandemia after a really hard time, got into depression sufferig long covid, honestly, I do not remember any of those letters, but it looks like I ignored them.
Do I have to Pay ? could anyone advise how to proceed? because the form attached N9A to ask for more time to pay, request to write a lot of personal information that I am not comfortable to share specially if I a need to include my employer details, I am afraid so.
Thanks in advance for your kind help .
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