Author Topic: Debt Collector chase after N244  (Read 4574 times)

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Re: Debt Collector chase after N244
« Reply #60 on: »
DCBL are instructed by their sister company, DCB Legal to try and recover the money, which is why they have the reference number in their correspondence.

You are not obliged to disclose your evidence at this stage simply because the claimant has requested it. Your obligation to disclose evidence depends on the procedural stage of the case and any directions issued by the court.

At this stage, the hearing is specifically to determine whether the default judgment should be set aside. The focus is typically on whether you have a real prospect of successfully defending the claim and whether there is a good reason you did not respond to the claim (obviously, you never received the claim form).

You are only required to provide sufficient evidence to support your application to set aside (e.g., a witness statement explaining non-receipt of the claim form, or reasons the claim might be defended successfully).

Civil Procedure Rules (CPR) do not require you to share all evidence with the claimant at this stage unless explicitly directed by the court. You can choose to withhold detailed evidence of parking payment until later stages of the proceedings, such as during the defence preparation after the judgment is set aside.

Ensure all evidence relevant to the set-aside application (e.g., proof of non-receipt of the claim form, and any preliminary defence points like evidence of payment) is submitted to the court in advance of the hearing or as per the court’s instructions. Decline to share evidence with the claimant now, citing the fact that the application for set aside has not yet been decided, and that disclosure of evidence will follow proper court procedure if the default judgment is set aside.

You might consider sending the following response to DCB Legal:

Quote
Dear DCB Legal,

Thank you for your recent correspondence regarding my application to set aside the default judgment.

At this stage, the matter before the court relates solely to the set-aside application. As such, I am not required to disclose evidence prior to the hearing unless explicitly directed by the court. I will, however, ensure that the court is provided with all relevant information to support my application.

Should the court grant the set-aside application, I will respond to the claim in full compliance with the Civil Procedure Rules, including disclosing any evidence required at that stage.

Yours faithfully,


[Defendant]

If the set-aside application is granted and the claimant eventually discontinues the case, you may be able to claim costs incurred in defending the matter. At the set-aside hearing, request a costs order against the claimant for the N244 application fee and any reasonable expenses (e.g., loss of earnings for attending the hearing, printing costs).

If the case proceeds but the claimant discontinues (you can bet that they will want to once it is defended), you can apply for costs under CPR 38.6, which allows for costs to be awarded against a claimant who discontinues.

Should the default judgment be set aside, you should prepare a strong defence (we can assist). Include evidence of having paid for parking. Any procedural irregularities in the claimant’s handling of the case (the PoC in the claim fail to comply with CPR 16.4). Highlight the claimant’s known history of discontinuing frivolous claims. Use legal arguments such as abuse of process (e.g., if their claim includes excessive charges or if they are deliberately issuing claims where they know the defendant might not respond).

As the claimant’s solicitor is part of a known bulk litigation practice, you should consider bringing this to the court’s attention. Provide evidence of the claimant’s history of discontinuing cases or issuing speculative claims to pressure settlements. This would strengthen your argument that the case lacks merit and that the claimant’s approach is exploitative.

If the claim itself is deemed frivolous or spurious (as you can demonstrate with your evidence of payment), the court may decide that the claimant should bear the costs of your N244 application. Even if the claim form was correctly addressed, the court should consider whether the claimant acted reasonably by obtaining the default judgment without verifying the defendant’s position, especially given the long history of correspondence.

The court may view that you had to incur costs unnecessarily because the claim was not substantiated or was speculative in nature.

You should clearly show that you did not receive the claim form (despite it being correctly addressed). You would have responded if you had received it (supported by your consistent engagement with prior correspondence).

The claim itself lacks merit, as demonstrated by your evidence of payment for the parking. At the hearing, you can request that the court orders the claimant to reimburse the cost of the N244 application and other reasonable expenses (e.g., loss of earnings for attending the hearing, postage, or printing costs).

Costs are awarded at the court’s discretion, based on the reasonableness of the claimant’s and defendant’s actions. Your argument is stronger if you can demonstrate the claim was unwarranted or lacked merit. You acted reasonably and promptly in applying for the set-aside. The claimant acted opportunistically by pursuing the default judgment without ensuring the claim was necessary.

If the set-aside is granted and the claimant subsequently discontinues the claim, you can then seek costs under CPR 38.6, which states that the claimant is liable for costs unless the court orders otherwise.

So, while the claimant may not have erred in addressing the claim form, you can still argue that the claim itself was frivolous and caused unnecessary costs. The court will decide based on the overall reasonableness of the parties' actions, so presenting strong evidence and making a clear request at the set-aside hearing is essential.

Here is a suggested costs application. You can give it to the judge on the day (prepare a copy for the claimant too) or you can send it to the court a few days before the hearing (again, copying in the claimant).

Quote
IN THE COUNTY COURT
Claim No: [Claim Number]

BETWEEN:

Euro Car Parks Ltd.


Claimant

- and -

[Defendant's Full Name]


Defendant



COSTS SCHEDULE

Hearing Date: [Insert Date]
Prepared By: [Defendant’s Name]

Defendant's Costs of Application to Set Aside Default Judgment

1. N244 Application Fee

Amount: £303.00

The court fee paid for filing the application to set aside the default judgment.

2. Loss of Earnings for Attending Court

Amount: £[Insert Amount, max £95 under CPR 45.2(1)(d)]

Reimbursement for loss of earnings or leave taken to attend the hearing. [Optional: Attach supporting evidence, e.g., payslip or employer’s letter.]

3. Travel Expenses

Amount: £[Insert Amount]

Cost of traveling to and from the court. [Optional: Include details of mode of travel and mileage, if applicable.]

4. Postage and Printing Costs

Amount: £[Insert Amount]

Expenses incurred for correspondence and preparation of the application.

Total Amount Claimed: £[Insert Total]



Grounds for Claiming Costs

• The default judgment was obtained despite the defendant not receiving the claim form, which is the basis for this set-aside application.

• The defendant has evidence to show that the claim itself lacks merit, as payment was made for parking, rendering the claim unnecessary and spurious.

• The claimant, along with their bulk litigation solicitor, is known for discontinuing claims that are defended, suggesting this matter would likely not proceed if the judgment is set aside.

•The claimant’s approach has caused the defendant to incur unnecessary costs, including the N244 application fee and related expenses, in addressing a frivolous and avoidable claim.

Statement of Truth

I believe that the facts stated in this schedule are true and that the costs claimed have been reasonably incurred.

Signed: [Defendant’s Name]

Date: [Insert Date]
« Last Edit: December 05, 2024, 12:17:15 pm by b789 »
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: Debt Collector chase after N244
« Reply #61 on: »
Thanks very much for this. I will now prepare my letter/ defence argument which if you don't mind I shall share?

Re: Debt Collector chase after N244
« Reply #62 on: »
OK, so yesterday I received my date for the court hearing at Chelmsford, which is next Monday 3rd February at 2.10pm. I have written a note for my defence to read out in court. Would appreciate any views. I will also print and take evidence of parking and other salient bits and pieces incase needed.

Would also appreciate any information about how this session is likely to go please.

Thanks in advance.

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Re: Debt Collector chase after N244
« Reply #63 on: »
You must get the claimants name/details correct. They are "Euro Car Parks Ltd"... NOT "Euro Parks".

Make sure you give the costs schedule to the judge when you go in to the hearing.

Let us know how it goes and please provide a report on it with detail such as who, if anyone showed up to represent the claimant. Who the judge is. How the hearing progressed and of course the outcome.

There was an appeal case that was won, just a few days ago (28th January) which would have a persuasive reason for the judge to strike out the original claim but, unfortunately, I don't yet have the transcript. It was before Her Honour Judge Brownhill at Winchester County Court. It was over a dispute that arose when Euro Parking Services Ltd issued a £100 parking charge at The Climbing Academy on March 18, 2023. The vehicle was present for only 19 minutes, and the £1.40 parking fee was paid shortly after leaving the site. The case progressed to Swindon County Court, where District Judge Hatvani initially found in favour of the parking operator.

Permission to appeal was granted by HHJ Brownhill on December 6, 2023, on three grounds, with a stay of execution ordered pending the appeal hearing. The judge found real prospects of success on grounds 1, 2, and 4. The most important ones with regard to your case are grounds #1 and #2,

Ground 1: No Loss Suffered

The appeal successfully argued that the District Judge erred in finding that the operator had suffered a loss. This ground is particularly significant as it clarifies that parking operators must demonstrate actual loss, especially in cases where:

- The parking fee was paid
- The vehicle remained within the permitted time limit

Ground 2: Ambiguous Terms

The court accepted that the terms relied upon by Euro Parking Services were ambiguous and had not been properly pleaded in their statement of case. This ground reinforces the requirement for parking operators to:

- Clearly specify terms in their statement of case
- Ensure terms are unambiguous
- Present clear evidence of contractual formation

Whilst you did not receive the statement from case (the claim form), but now having received a copy of it from there claimants solicitor, it is evident that the claim has not been properly pleaded and fails to comply with CPR 16.4.

unfortunately, I don't even have a case number to reference but depending on how confident you are in speaking up for yourself at the hearing, you could mention this case simply referencing the appeal judge, location and date and to ask for the original claim to be struck out and costs awarded to you.
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: Debt Collector chase after N244
« Reply #64 on: »
Afternoon all. Today was our Set-Aside court hearing. My dad offered to speak on my behalf but the usher refused. They also refused to accept The Payment Schedule for costs. Never mind.

Into the court, and the judge let my dad and a Citizens Advice volunteer sit with us. Euro Car Parks were NOT represented at all. The judge looked through our set aside application and said he had everything except our evidence of payment (he did) so asked if we had a copy. We did and supplied it to him. At this point things went badly for Euro Parks!

He berated them for not turning up, then stated he'd seen a host of these in the last five years that should never have made it there. Not only did he agree the set aside, but he also dismissed the case entirely. He asked about the payment schedule. So we told him about the fee for the set aside, the loss of earnings and travel expenses. He then said he was ordering Euro Parks to pay £428 by 17 February and to issue an apology. He apologised that they had wasted our time and thanked us for attending and providing the evidence he needed. He concluded by wishing me and my dad a very good day. I think we can call that victory.

Thanks to everyone for their comments and guidance on the way. I'm very happy.
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Re: Debt Collector chase after N244
« Reply #65 on: »
About as good a result as you could have hoped for, great stuff, and good to see a judge with little time for Euro Car Parks' nonsense.

Re: Debt Collector chase after N244
« Reply #66 on: »
Thank you for that report. Can you tell who the judge was and which court. Was there no one there to represent ECP or did hey send a local rent-a-legal? If so, did they try and request leave to appeal?

It is good to know that more and more judges are catching on to the systematic abuse by these rogue parking companies.

Great news that you had your costs awarded.
Never argue with stupid people. They will drag you down to their level and then beat you with experience” - Mark Twain

Re: Debt Collector chase after N244
« Reply #67 on: »
I'm afraid I didn't catch the judges name, but no doubt it will be on the formal decision when it arrives. I'll post it then. The case was heard in Chelmsford County Court. ECP was not represented at all, which I think really cheesed the judge off from the start. He was not very amused at all once he saw the parking evidence.

Thanks again for your support
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Re: Debt Collector chase after N244
« Reply #68 on: »
Letter arrived today. For reference it was Deputy District Judge Livesley who provided such a superb verdict. It just confirms two statements.
1. The judgement is hereby set aside.
2. The claim be dismissed asd the defendant produced evidence of payment.

The rest was about costs which are due to be paid on Monday.

I suspect I won't be getting that as adjudged.

Regards