3. Excess car hire insurance
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Sander333

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Excess car hire insurance
« on: March 14, 2025, 08:25:06 pm »
Does anyone have experience/ advice on car hire abroad. Example in Europe I have hired cars previously and the basic insurance is CDW you are then offered an upgrade to an all inclusive insurance at sometimes extortionate rates.

You can get  the additional insurance upgrade from a number of UK insurance companies at a far more competitive price just wondering if there are any pitfalls to the option of UK insurance upgrades.
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BigBazz45

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Re: Excess car hire insurance
« Reply #1 on: March 15, 2025, 12:39:05 am »
The main issue with Excess Cover is that if you're involved in an incident that results in a claim, you have to pay the hire firm's excess (usually at least £1000) and then claim it back.

You may also need to pay a higher deposit when you collect the car.
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sparxy

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Re: Excess car hire insurance
« Reply #2 on: March 15, 2025, 06:51:44 pm »
Or depending where you go in Europe (Lanzarote for instance, but I understand the same firms operate in other Spanish countries too), some hire firms have zero excess.

Worth checking before you splash out for excess cover, when it's not required (as I almost did!)
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