Have received a letter of claim from BW Legal with the threat of taking me to the county court over a debt to JC International Acquisition LLC.
The amount is the same as a disputed bill I had with Thames Water dating from about five years ago. I calculated they owed me around £100 and they said I owed them £200 - it was part of a much larger billing error on their part for which they eventually admitted.
About 18 months ago I had a phone conversation with them where I said if they would take the debt off my credit file I would pay the disputed amount as having a clear credit file was worth the money. They said I had to pay the amount and wouldn't take it off my credit file. As I had no incentive to pay them I didn't. A few months back the correspondence from JC started, along with phone calls which I've ignored - apart from one occasion where I tried to phone them back but they wouldn't let me speak to an account handler - just a payment bot.
Am I right to think this is the same as the private parking letters and can be safely ignored?
