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« on: May 16, 2026, 09:26:17 am »
Hello
I read the thread on HMCT issuing CCJs incorrectly and I think it applies to me. DCB legal have been sending letters before claim and I've responded to those within 30 days and in the last exchange in March/May I told them they had still not given me the information I requested and that they needed to so I could prep my defense.
The last date from them was March, the last reply from me April, within the 30 days, and nothing until today when a CCJ default judgment falls through my letterbox.
I can't tell if its the same as the example in the sticky because the picture in that thread says 'content not viewable in your region' (accessing from UK).
I haven't ever received any notice of a claim being raised in the courts in the first place, it was only letters from DCB legal. Never any MCOL, nothing, just the judgment today.
Is the best course of action paying then applying to set aside or raising the lack of an actual claim raised? Is it possible DCB applied for judgment in default despite my being in touch with them more than once (I received acknowledgment emails to each of my replies so I have the paper trail)