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The Flame Pit / Re: Another vehicle collided into me, turns out my insurance had expired, how to proceed?
« on: Yesterday at 10:42:37 pm »Obvious first question is whether there is any dispute regarding liability.
What happened?
Are there any witnesses?
Did the other party admit liability?
In my experience, when someone seeking advice leaves out large chunks of the story, filling in the gaps often puts a very different perspective on it...
Hi sorry about any details missing.
They attempted to blame me, and divert my attention by shouting and yelling, I ignored it and starting filming as I got out of my car and they changed their story 3 separate times on the side of the road (all on video)
Just a quick recap of events. I am in (the correct) lane 1 of a 3 lane roundabout taking a single lane exit, they are in lane 2 just a bit behind me, then suddenly change lanes and crash into me whilst attempting to take the same exit. The damage on my vehicle is from the middle of the drivers door all the way to rear door. Their vehicle sustained damage on the left bumper all the way to the left passenger door and their left alloy wheel was pushed into the engine bay. At this stage we are both 20 meters in the exit lane on the side of the road.
One of their changed 'stories' includes apparently attempting to exit at the PREVIOUS exit and that I had whipped around on the outer lane and that the accident actually unfolded at the previous exit which leads into a dual carriage way (but some how we ended up in the single lane exit where I was at) --- I have a suspicion they where drunk but when the police were called for assistance they said as long as there were no injuries that require an ambulance, they will not be attending.
I have the number of a witness who was stationary up the road who saw what happened. In fact he even pointed out that there was at least 3 other near misses right there as people suddenly change lanes to take the exit (so it appears to be a common problem exit.)
They also attempted to leave in a hurry after getting out saying they where late to their destination. Crazy because the left side wheel was completely blown into the engine bay and jammed so they couldn't if they wanted to.