Free Traffic Legal Advice

I'll be as concise as I can. It would appear that in January 2025 I was caught speeding on the m62 eastbound (79 in a 70)

My issue is I was homeless at the time (literally made homeless a week before the incident) and was living out of my car up untill April of this year. As such I never received the speeding ticket and the first I have been made aware of this is a court letter asking me to enter a plee for the speeding offence as well as failing to name driver.

I'm still within my two years as a new driver so just the failure to name would have my licence revoked. I'm scared as hell as I've finally managed to get on my feet and I drive for work losing my licence would have me lose my job.

I do understand I really should have sort advice first but I entered a plee of guilty on both counts explaining in the comments that I was homeless at the time and of course would have named the driver and responded as quickly as I could had I known

Having then stress googled as much as I can I have found instances of people having the failure to name driver dropped when they have pled guilty but a lot of people saying I should have entered a plea of not guilty to both and said I'll plead guilty to the speeding offence if the failure to name driver charge is dropped.

Should I change my plea ? Should I leave it and pray ? I'm stressed and worried and need advice (I know I should have asked first I just thought it was better to throw myself at their mercy and be as quick as possible