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Messages - tiggles111

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Non-motoring legal advice / Re: Partner crashed into car on sliproad - next steps?
« on: November 01, 2024, 01:24:30 pm »
Quote from: 666 on November 01, 2024, 01:07:31 pm
The best course of action is probably to report it to your insurer (which you're obliged to do) with her version of events., and leave it to them.

From your (2nd hand) account I suspect your partner will be judged at fault. It appears she changed lane without effective observation. Anyway, if the LH lane had indeed been empty, why was she in the RH (overtaking) lane?

Thanks for the response. So just a "report" as opposed to going through the 'Claim' process online?

And the reason for being in the RH lane is because you're there be default when you come off the roundabout. She was coming from North and following the only lane round onto the sliproad and the other vehicle was coming from South following a separate lane round. She needed the next junction along (1 mile) which is why she moved over.

Another question... this is going to (potentially) affect my insurance, right? Even though I wasn't even in the vehicle at the time

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Non-motoring legal advice / Partner crashed into car on sliproad - next steps?
« on: November 01, 2024, 12:57:26 pm »
Hi there,

I am the owner of the vehicle and the insurance policy is in my name but my partner is a named driver.

She was coming off a roundabout and onto a two lane sliproad. Straight after coming off the roundabout she needed to be in the left-hand land so indicated left and moved over. She either didn't see (blindspot, perhaps) the car approaching or they were speeding. Either way, our vehicle did not beep or give warnings as it usually would if a car was approaching at the side.

The result was a bit of scraping and denting to the body work - the other vehicle ended up ahead of my partner and stopped in front. Unfortunately she was unable to take photos of the damage to the other vehicle as it was not safe to do so. They swapped contact details so will try to get these. No dashcam from our side and I believe no dashcam from their side either.

I understand from my partner that she may have admitted fault at the scene (although to me it's not necessarily as clear cut as that given potential for speeding from the other party and lack of warnings from our otherwise reliable vehicle). It's possible the other party was behind my partner initially, then pulled out to the left hand to speed past.

I've never had to raise a claim or deal with anything like this as I've never been involved in any accidents. What is the best course of action here? My goals are to just keep costs down to a minimum.

Thank you. Happy to provide additional information.

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