Free Traffic Legal Advice

Newjudge thats pretty fair response. Horrible situation admit genuinely believing my sister was insured when I find out today she wasnt, and get stuck with 6 points and £300, or have made a "mistake" as the police are suggesting and get a speed awareness course. It is coercive IMO as it does encourage someone not to tell the truth.

I get they must get many people trying it on, but from the otherside it certainly encourages the genuine ones to be untruthful.

Is genuinely being told by the borrower they are insured (to be fair without me doing any further checks) actually a defence for this?

I suppose I need legal advice.

Thanks eveyone who has replied.

I suspect that wont wash as the letter I have had sent to me says "its unlikely if the hold a policy where they live, that it would cover them to drive in this country". And turns out they are right.

Whats slightly galling (this is my first NIP letter) is the coercion to make me say it was me. Please provide proof Mrs xxx was in the country and had insurance. The onus is on you to provide these details, and if you cannot provide them it leads to additional more serious offences being conidered. However we were unble to accept your previous driver nomination without these details. We have enclosed a new for in case you have made a "mistake". Seriously oops I accindetly contacted my relative in California, got copies of her lisence etc etc by mistake.

Why dont they just openly say we want your £100 for the least effort possible.

My sister was on holiday from the USA. She phoned her insurers who said she had 3rd party cover, but didnt say she was in the UK. We both thought she was insured. Subsequently she got caught speeding 71 in a temporary 60mph. I nominated her as driver. They have asked for proof she was in the country which I have provided. She then checked her insurance (she is back in the USA) and she has now told me the insurers were wrong she was only third party covered for vehicles in the USA.

Do I now say I was driving to make this go away as its a less serious offence or is this a defence for letting someone (unknowngly) drive my car uninsured which seems like a worse offence to me. I am 54 and only ever had one speeding ticket this is all new to me.


Thanks