1
Civil penalty charge notices (Councils, TFL and so on) / Re: Munday road E16 - London newham - parked on disabled bay by mistake
« on: August 06, 2024, 01:37:13 pm »
Following
Show Posts
This section allows you to view all posts made by this member. Note that you can only see posts made in areas you currently have access to.
Pages: [1]
2
Speeding and other criminal offences / Re: England: Can I Challenge the DVLA License Revocation After Seven Months of Silence?
« on: July 27, 2024, 08:09:26 am »
have you checked online - your licence may have already been revoked automatically
3
Civil penalty charge notices (Councils, TFL and so on) / Re: Surrey County Council - 01 - Parked in a restricted street during prescribed hours... but NO PCN RECEIVED?!
« on: July 25, 2024, 03:46:34 pm »For meaningful advice please to have a read ofJust updated my post for you. I was there from about 9:35am - 10:05am. Was parked outside my house as driveway wasn't accessible at the time and I knew I'd be using the car at 10:05am.
https://www.ftla.uk/civil-penalty-charge-notices-(councils-tfl-and-so-on)/read-this-first-before-posting-your-case!-this-section-is-for-council-tfl-dartme/
and post up all sides of the PCN, redacting only name and address, with a GSV link to the location.
What time did you park the car?
still missing required info eg council photos, images of PCN all sides etc.
4
Civil penalty charge notices (Councils, TFL and so on) / Re: Munday road E16 - London newham - parked on disabled bay by mistake
« on: July 08, 2024, 11:35:24 am »Chapter 3 of the Traffic Signs Manual specifies at 13.6.8. that:Where two bay markings, associated with different conditions, are sited next to each other there should normally be a gap of about 100 mm between them. If adjacent bays would normally have different widths, the greatest width should be adopted for all to avoid a potentially confusing stepped edge.
What the council purport to have done is created a single bay with different conditions, which is not a permitted layout. If the bay had been laid out correctly you would have been on notice that you were parking in a different bay potentially subject to different conditions.
Thanks will include this too
5
Civil penalty charge notices (Councils, TFL and so on) / Re: PCN Code 622- Parking on footpath
« on: July 08, 2024, 11:34:54 am »Hi,
I have now received the following from Havering, they didn't issue the re-offer the discounted amount. I wanted to ask that I was to appeal and loose then the change would be 130£ ?
https://ibb.co/YB8T3JZ
https://ibb.co/SswdLf9
Thanks
Puneet
yes there is no cost to go to tribunal and amount will still be 130 if you lose
6
Civil penalty charge notices (Councils, TFL and so on) / Re: TFL fine for parking on Red route
« on: July 08, 2024, 11:13:52 am »Hi @cp8759Please post all pages and all sides
I've now had the NTO as per the below, would be grateful if you could advise on nest steps and options available to me.
Thanks as always
https://imgur.com/a/udvZxBV
7
The Flame Pit / Insurance claim or not -advice welcome
« on: April 18, 2024, 02:29:32 pm »
Hi
Background
Have a Kamiq on lease from VWFS (lease ending July 2025), my wife had a bump with a DPD van, when turning left, which was parked on a bend/junction in a narrow street.
Currently only had 1 year of NCB - as only owned a car for 1.5 years (My licence is 15 years old - age 37. My wife's licence is 6 years old - age 33).
No points, previous incidents etc.
Insurance is with Churchill with me as the main driver and my wife as an additional driver. Paid £850 p.a. last year for insurance (£500 the year before) (ending in mid-July 2024)
I notified the insurance company about the incident on the same day (and my wife reported it to the police online as the DPD driver did not give their insurance details and only gave the number of their manager who also refused to give insurance details and said it would be dealt directly between insurers). My wife provided her details (but the DPD driver did not ask for them and wasn't provided insurance details - hence the notification to the police since neither party really exchanged insurance info).
The DPD courier van (white van without any logos) got a slight scratch but my car had more extensive damage due to initial contact and then the manoeuvre after (...which really made it worse)... the DPD driver was extremely apologetic and said he had to park there due to volume of deliveries and being in a rush. In any case, given they were stationary, my insurance company would consider this my (wife's) fault so any claim would be at fault. Unclear if the DPD van guy will claim for the scratch on his van but possible. They may think I will claim on their insurance based on what was discussed though but can always make a claim of course.
Damage
DPD courier van: https://i.ibb.co/tx5th22/9ff54be6-d86a-4b42-9b3e-68b1dc8425a0.jpg
My car: https://i.ibb.co/kqLhdrd/af1eada7-9fae-403e-8939-2102a5b467bb.jpg
I took my car to a Volkswagen-approved bodyshop and they said that both passenger doors will need to be changed and the passenger side will need a full paint so quoted around £2,800 or so for a private quotation (inc. parts etc of which around £1600-1700 is just the doors inc. VAT)., 5 days labour at £900 and £200 for paint I assume)
My excess is £400.
Questions
1. Should I self-fund the repair or make a claim on insurance? Any guesses what my insurance premium increase would be. I have already notified the insurance company so regardless of if the DPD driver make a claim, guessing premium would increase anyway but really want to know if I actually will save money by paying for this privately
(i.e. would the increase in premium be much higher if I actually claim and then have to pay more than £2,800 in higher premiums over the next 5 years vs. self funding)
2. When I renew my policy - should I enter the accident under my wife's details as an additional driver or mine? It's a bit unclear as for eg. the question in "Confused.com" for both of us separately is "Have you had any motor accidents, claims or losses in the past 5 years, no matter who was at fault or if a claim was made?" so I will have to say yes to accident for her and give the claim details.
However, do I have to enter the same incident again in my name too as I am the main driver / policy holder? Or can I say no for me if full disclosure is made under my wife's name.
There is also a question in the consued.com details of "whether the claim made was under a policy held in their name" which I will have to say no to when entering details under her name.
3. Is there a timeline to make a claim under your own insurance? For eg do we have to get it fixed under the current policy year (ending mid-July 2024)
Any other advice is welcome as this is the first such incident for us
Background
Have a Kamiq on lease from VWFS (lease ending July 2025), my wife had a bump with a DPD van, when turning left, which was parked on a bend/junction in a narrow street.
Currently only had 1 year of NCB - as only owned a car for 1.5 years (My licence is 15 years old - age 37. My wife's licence is 6 years old - age 33).
No points, previous incidents etc.
Insurance is with Churchill with me as the main driver and my wife as an additional driver. Paid £850 p.a. last year for insurance (£500 the year before) (ending in mid-July 2024)
I notified the insurance company about the incident on the same day (and my wife reported it to the police online as the DPD driver did not give their insurance details and only gave the number of their manager who also refused to give insurance details and said it would be dealt directly between insurers). My wife provided her details (but the DPD driver did not ask for them and wasn't provided insurance details - hence the notification to the police since neither party really exchanged insurance info).
The DPD courier van (white van without any logos) got a slight scratch but my car had more extensive damage due to initial contact and then the manoeuvre after (...which really made it worse)... the DPD driver was extremely apologetic and said he had to park there due to volume of deliveries and being in a rush. In any case, given they were stationary, my insurance company would consider this my (wife's) fault so any claim would be at fault. Unclear if the DPD van guy will claim for the scratch on his van but possible. They may think I will claim on their insurance based on what was discussed though but can always make a claim of course.
Damage
DPD courier van: https://i.ibb.co/tx5th22/9ff54be6-d86a-4b42-9b3e-68b1dc8425a0.jpg
My car: https://i.ibb.co/kqLhdrd/af1eada7-9fae-403e-8939-2102a5b467bb.jpg
I took my car to a Volkswagen-approved bodyshop and they said that both passenger doors will need to be changed and the passenger side will need a full paint so quoted around £2,800 or so for a private quotation (inc. parts etc of which around £1600-1700 is just the doors inc. VAT)., 5 days labour at £900 and £200 for paint I assume)
My excess is £400.
Questions
1. Should I self-fund the repair or make a claim on insurance? Any guesses what my insurance premium increase would be. I have already notified the insurance company so regardless of if the DPD driver make a claim, guessing premium would increase anyway but really want to know if I actually will save money by paying for this privately
(i.e. would the increase in premium be much higher if I actually claim and then have to pay more than £2,800 in higher premiums over the next 5 years vs. self funding)
2. When I renew my policy - should I enter the accident under my wife's details as an additional driver or mine? It's a bit unclear as for eg. the question in "Confused.com" for both of us separately is "Have you had any motor accidents, claims or losses in the past 5 years, no matter who was at fault or if a claim was made?" so I will have to say yes to accident for her and give the claim details.
However, do I have to enter the same incident again in my name too as I am the main driver / policy holder? Or can I say no for me if full disclosure is made under my wife's name.
There is also a question in the consued.com details of "whether the claim made was under a policy held in their name" which I will have to say no to when entering details under her name.
3. Is there a timeline to make a claim under your own insurance? For eg do we have to get it fixed under the current policy year (ending mid-July 2024)
Any other advice is welcome as this is the first such incident for us
Pages: [1]