This is what i found in relation to the fines in the agreement:
Key Information
Current Charges (including VAT where appropriate)
• Administration Fee for processing Fines or Penalties: £15 (clause 4(a)(viii) - Your Obligations)
(viii) pay all fees, fines (including speeding, parking and traffic congestion charges), penalties and other sums and meet all liabilities arising from Your possession and/or use of the Vehicle. We will charge You an Administration Fee for processing Fines or Penalties of £15 (inc. VAT) for each demand which is sent to Us. We may pay any fees, fines and penalties payable by You that We receive and recharge these to You together with the Administration Fee. If the fees, fines or penalties are later successfully challenged, You agree to repay Us any sums We have paid and You agree the Administration Fee will not be refunded. For a list of items under this clause 4(a)(viii) which We have to pay and will recharge You, please see or request Our Frequently Asked Questions; and
(ix) pay to Us the Cherished Plate Fee of £24 (inc. VAT) if You want to allocate a cherished plate to the Vehicle. You will also pay any DVLA charges in relation to the allocation of a cherished plate.