Hi, long story short, I supposedly should have received a PCN on the 30th of August when in fact I only received a secondary letter on the 11th of this month telling me I have an unpaid PCN charge increased to £195, saying my charge will be registered as debt at the local county court and handed off to bailiffs. I wanted to challenge this PCN but can't as the challenge period has passed. I believe I should ignore this letter and wait for the PE3 form and order for recovery to be posted and reply to this instead and I understand that if this is replied to, it won't lead to a CCJ on my credit file which is my main concern. Is there any risk of receiving a CCJ if I proceed down this route? If there is even the slightest chance, I'd rather pay it.
Link to PCN image:

Link to Streetview location:
https://maps.app.goo.gl/F43u1KV4NkUBC5Am8