..and
'a virtual blue badge meaning we can park in bays where we would normally display a BB but don't have to in the borough.' is not correct, rather:
You can apply for a virtual courtesy Blue Badge if you hold a Blue Badge and live in a Controlled Parking Zone.
The courtesy Blue Badge will be linked to your Blue Badge and your nominated vehicle and will only be valid for parking in the Controlled Parking Zone you live in.
So, only for your zone which frankly seems a waste of time, but hey-ho!
Anyway, IMO the substantive issues on which (having reviewed the thread there are implications but no clear statements) this rests are:
Was a normal BB displayed;
Does the OP or their wife hold a courtesy(albeit virtual) BB;
If so, to what specific vehicle is it linked;
Is this the same vehicle as was issued with the PCN;
Perhaps the acid test as raised by others, does the mere fact that a CBB is held and which allows parking for a nominated vehicle in the specified CPZ allow the driver to presume its display when parked in other bays which would permit unlimited* parking were a BB to be displayed even when not parked in that CPZ?
*-it has to be unlimited because a VBB without a clock doesn't meet the BB requirements.
OP, pl answer 1-4 above, 5 is for discussion I would suggest.
And as regards the NTO, see page 1, last para:
..'if the penalty charge is not paid in full OR representations are not made within the [28-day period]...!
My emphasis. Where did OR come from, the regs specify:
g)that if, after the payment period has expired, no representations have been made under regulation 5 of the 2022 Appeals Regulations and the penalty charge has not been paid, the enforcement authority may increase the penalty charge by the applicable surcharge,..l
It's AND not OR. IMO OR conveys the wrong meaning.