Author Topic: CDER GROUP TFL  (Read 2253 times)

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Re: CDER GROUP TFL
« Reply #15 on: »
Having  now checked the TfL website for this PCN, there appears to be a lot of background information.

The PCN was issued on 5th June and you made representation on 7th June. The appeal was rejected on 25th June and the discount period reset.

Following the Charge Certificate being issued, you appear to have made a further appeal on 31st July and an email was sent to you as confirmation.

On 16th August, further appeal was issued and PCN placed once again 'on hold'.

Warrant issued on 18th November and on 31st December a Stat Dec was made and refused on 14th January.

Further representation was made on 19th February.

On 20th March a further OOT Stat Dec was submitted. That application was refused on 9th April.

Given the history as outlined, I would not give the chances of an N244 Application (to seek a review of the rejection) being accepted.

Bailiff Advice Online
 

Re: CDER GROUP TFL
« Reply #16 on: »

Unfortunately,  the Notice of Enforcement from CDER Group does NOT afford you the statutory 7 'Clear Days'.

A bailiff must send a Notice of Enforcement to the debtor seven clear days before taking control of goods (visiting to take goods). ‘Clear days’ do not include the date of issue, (in your case; June 2nd), the date of receipt, Sundays or bank holidays.

PS: There was a Consultation on bailiff enforcement last year and the government sought views on the number of days that must be provided on the NoE.  MOJ have now confirmed that legislation will shortly be amended which will provide (amongst other points) that the 7 'clear days' will be changed to 14 'clear days'.

Bailiff Advice Online
« Last Edit: June 11, 2025, 11:22:09 am by Bailiff Advice »

Re: CDER GROUP TFL
« Reply #17 on: »
Nothing will go on your credit file.
and
The bailiff doesn't have to be informed if you do apply for an N244 review. Of course, you can always inform them.
and
If you succeed in making a part payment to the Council, it won't help. There are rules as to how part payments are divvied up between the Council and the bailiff. The bailiff can still enforce to recover any outstanding balance.

@Bailiff Advice

Post #6 above includes the Notice of Enforcement. The NoE is dated Monday the 2nd June. And the deadline is 06:00am on Monday the 9th June.

The OP says the NoE arrived on Friday the 6th. Even assuming it was hand delivered, which it wasn't, on the 2nd June there is not seven clear days notice. So this is an invalid defective notice.

What if anything can be done about the defective notice?

Not that a defective notice will prevent CDER from trying to collect.
Oh so a payment arrangement with the bailif wont go on my credit file? I read it would , if that is the case then yeah I suppose I should just get on with it

Re: CDER GROUP TFL
« Reply #18 on: »
Thanks for all the advice guys, seems there is no get out with the 7 clear days issue, if I agree a payment plan it wont go on my credit file, so yeah if that is the case I will just approach them for a payment plan, cheers

Re: CDER GROUP TFL
« Reply #19 on: »

If I agree a payment plan it wont go on my credit file, so yeah if that is the case I will just approach them for a payment plan, cheers

Just to be clear, a PCN issued by any one of the hundreds of local authorities in the UK & Wales will not result in a CCJ and a motorists credit file is not in any way affected.


Re: CDER GROUP TFL
« Reply #20 on: »
Yes, it is not a personal judgement against you like a CCJ. The only recourse for the bailiff is to take your goods, and they usually go for cars (councils can I think go for property/wage garnishment in extreme cases). I doubt they'll accept a payment plan given that most of the money is owed to TFL.

Re: CDER GROUP TFL
« Reply #21 on: »
Cheers guys, I read that they can put a record of the plan on my credit file, but I should have just come here, very helpful, cheers.

They couldnt take a 10k car (for instance) for £325 could they? Surely not..

Re: CDER GROUP TFL
« Reply #22 on: »
Cheers guys, I read that they can put a record of the plan on my credit file, but I should have just come here, very helpful, cheers.

They couldnt take a 10k car (for instance) for £325 could they? Surely not..

If you enter into a separate private agreement with a creditor then that's different but I don't know how bailiff companies operate such agreements.

An expensive car is likely to be clamped not removed. Or removed and racking up storage fees but not sold.
« Last Edit: June 11, 2025, 02:59:14 pm by stamfordman »

Re: CDER GROUP TFL
« Reply #23 on: »
Jeez, what a racket

Re: CDER GROUP TFL
« Reply #24 on: »
Cant even email them, have to call some bloke on his mobile, what a pain in the arse

Re: CDER GROUP TFL
« Reply #25 on: »
Sorry for all the messages ! Lol
I just registered for a cder account in the hope i could email and offer a payment plan , on my file it says that a bailiff visited my house on the 24th April ! that doesent seem right does it?

I really dont want to speak with these people on the phone, does anyone know if i email a central email and offer a plan, will it get through to the right department?
Thanks again

Re: CDER GROUP TFL
« Reply #26 on: »
Hi all, so this escalated quickly !

Thanks for all the help so far but I really messed up this one.

I found an email address and emailed cder on the 11th after taking all of your advice asking them for a payment plan.

On the 16th at 4pm they replied saying they couldnt do that over email and gave me the number of the enforcement agent to call and ask.

On the morning of the 17th at 7am I had a knock at the door from said enforcement agent, Ive  never had anything like this before and was mortified, he was expecting trouble and had his back up from the off, my natural instinct was to kick off but with kids inside and windows twitching I just wanted him gone.

To my horror it had now grown to £560 !!! Jesus christ, to get one letter on the 6th asking for payment within 3 days of £325, to £560 11 later blows my mind.

He turned out to not be a bad bloke I paid him, he showed me a long list of history of my account on his phone and it was total and utter boll..s, it had emails on there that I never received , letters I never received, even a previous visit,  and it stated my address was only updated in May on their records, it was updated a long long time before that as the traffic enforcement centre were writing to me at the correct address months before that.

He said I should fill out forms pe2 and pe3 and he seemed to think I might get most of it back if I do it correctly, he said (once his camera was off) to use words like mental health and depresion. I dont know about that but honesty this letter on the 6th was the first time I had heard from cder so am wondering if i may have a case ?

Incidentally their email with payment receipt went straight to junk.

Re: CDER GROUP TFL
« Reply #27 on: »
He said I should fill out forms pe2 and pe3 and he seemed to think I might get most of it back if I do it correctly

?

Please read BailiffAdviceOnline's post, reply #15.

According to their thorough research, you've already submitted an OOT application which was rejected on 9 April(hardly surprising given that you'd submitted an earlier stat dec which had also been refused).

Given that you're out of time to request a review by a District Judge, minimum cost £££££, then IMO you've nowhere to go. Hindsight's wonderful, but had you paid at the compliance fee stage then £325 would have remained £325.

Re: CDER GROUP TFL
« Reply #28 on: »
Thanks, yes I emailed them to arrange a plan and they didnt come back to me until a few hours before he arrived, the timescales they give are pretty ludicrous

I am not really questioning the validity of the pcn anymore but the fact that cder were writing to me and visiting me at the wrong address , clearly tfl had not told them, is pe2 and pe3 only to challenge the actual pcn? Is there no way of trying to get money back ? Not sure why the enforecement agent is telling me to bother then, but they had a long list of apparent contact via email, post and visits which did not happen


Re: CDER GROUP TFL
« Reply #29 on: »
Wait for BAO, but you are involved in 2 separate but liked procedures:

As regards enforcement of warrants etc.

https://www.legislation.gov.uk/ukpga/2007/15/schedule/12


As regards enforcement of penalty charges:

https://www.londontribunals.gov.uk/eat/understanding-enforcement-process/moving-traffic-pcn-enforcement-process


Can we just deal with the enforcement agent's actions, yours in response and the outcome.

On *** you received by post/by hand (whichever) a Notice of Enforcement dated ***. In response you 'emailed them to arrange a plan and they didnt come back to me until a few hours before he arrived'...by virtue of which the debt was increased by £235.

We need to see this email. Did you ask to see the warrant/was it produced(whether you asked for it or not)?