Free Traffic Legal Advice

I’ve received a fine from the DVLA for my vehicle not being insured. The vehicle is currently listed for sale on AutoTrader, and I had asked my brother to add it to his motor trade insurance policy. Unfortunately, it seems he forgot to do so.

Is there any point in appealing or explaining the situation to the DVLA, or are they unlikely to take this into account? I can provide a copy of my brother’s trade policy, the policy number, and a screenshot of the current AutoTrader listing to show my intent to have the vehicle covered and that it was not in use.

Thanks

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Is there any point in appealing or explaining the situation to the DVLA,

No. All vehicles must be either insured or declared (and kept) off road.

As an aside, why would your brother's trade policy cover your car?

Sorry everyone, I didn’t realise the thread had been moved.

Yes, my brother’s motor trade policy allows him to add vehicles he’s selling onto the MID, but unfortunately, in this case, he forgot to do so.

Would it make sense for me to appeal the fine by explaining that the vehicle was up for sale and that I fully intended to have it insured under his trade policy, but due to this oversight, it was not added at the time? Additionally, the vehicle was kept off-road during this period and was not being driven.

I can also provide details of his motor trade policy as part of my appeal.

Thank you all for your help

The use of motor trade policies to insure vehicles outside of the business has tightened up over the years. If the vehicle is not shown as 'in trade' I think you will have a hard time convincing them it should have been on a motor trade policy.

Thank you, everyone! I understand that it’s probably best to just pay the fine and move on. I really appreciate all your input and advice — it’s been very helpful.