Thank you — that is very helpful.
One complication: in the online appeal portal, the association field appears as “Vehicle Registered Keeper and Driver”. I had not appreciated the significance of that at the time.
Does that mean the non-POFA NtK point is now effectively lost because the driver was identified in the initial appeal, or is it still worth raising?
If it is non-POFA compliant, could you please identify the specific POFA defects so I can understand the argument properly? For example, is the issue the wording, the “period of parking”, the creditor identification, the warning to keeper, timing/service, or something else?
Thanks again.