You can not be “issued” a CCJ.
A county court claim leads to a county court judgement either if the claim is ignored or if it is contested and the court finds in favour of the claimant.
Even if these happen, as long as the claim is paid within 30 days of the date of the judgment, the record can be removed from the credit file.
Do more research on this point. See http://www.ftla.uk/private-parking-tickets/kellys-storage-luton-universal-parking-enforcement-ltd/msg59804/#msg59804 for example.
Do not call them under any circumstances.
Botom line is that a CCJ does not affect credit score unless it is ignored, or not paid within 30 days.
These companies use the threat of a CCJ to intimidate you into paying rather than contesting.
You should also note that the majority of county court claims are discontinued if they are properly defended. We can’t predict or guarantee anything, but you can search the forum and see countless cases where this happens.
Ok, thank you for clearing that up. I apologise for my lack of knowledge on this, it’s my first time dealing with something like this.
I am planning to email them now, going through some of the other posts to find templates.
What is the likelihood that this does go to court? Again, because it’s my sister, she’s saying she’ll just pay it if it goes that far. I know it can be stopped and we won’t have to give these scumbags a dime, but obviously for someone that doesn’t know anything, it is a frightening thing and she doesn’t want to go through all that hassle. Even for me, someone who knows about this forum, it is quite scary.
Also, I’ve tried searching through the forum to see if there were any posts after getting a successful appeal after the letter of claim, and couldn’t find anything. If you could link one here, that would be great for both my sisters and my own peace of mind.