This is still at the Letter of Claim stage so it is not necessary to provide a forensic defence at this stage.
We are simply jumping through the hoops so to speak.
You could reply acknowledging the LoC but firmly rebutting the claim that any money is owed.
The reply should be made as registered keeper and no admission of who was driving should be made.
A short rebuttal relating to the non-formation of contract would be pertinent to this particular situation.
They will progress this anyway - it's a game to them - but we know how to play too.
