Author Topic: Bank Park Parking Charge Notice - Overstayed paid period - Marsh St. ST1 5HN  (Read 5838 times)

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Hello
Please find Particulars of Claim:

Image Po C1 hosted on ImgBB
ImgBB · ibb.co



BTW, Bankpark never responded to the Complaint that I sent on 3rd November. I do hve an anckowledgement email, but no actual response.

You have to file a defence or Acknowledgement of Service by 11 May, if the latter this gives you until 26 May to file your defence.

Your defence is as above, that the defendant is a hirer of a car, the driver of the car was not identified and the claimant did not follow the requirements of PoFA 2012 to transfer liability to you as hirer. You need to elaborate slightly and briefly quote the legislation and that the required documents were not sent with the Notice to Hirer.

It being DCB Legal means that they will likely harrass you offering to “settle”, then discontinue, if you follow the court paperwork, submit N180 when required and attend a useless mediation session. Search the forum for many, many similar cases and their outcomes.

« Last Edit: April 24, 2026, 10:15:04 am by jfollows »

Hello
I've filed Acknowledgement of Service.
Trying to formulate a defence but the legal jargon is a bit above my head.
Could you please advise of the best wording for the defence please, as i dont want to miss anything.
Also is it right, that at no point should i divulge who the driver of the vehicle was on the day of dispute.
Many thanks

Do not divulge the driver, no, you have no requirement to do so.

You have a month, so come up with a draft appeal, for which you will get input. We are happy to advise, but in the end you have to understand what you’re writing.

Search the forum for similar appeals to assist you also.

See also
An Act to provide for the destruction, retention, use and other regulation of certain evidential material; to impose consent and other requirements in relation to certain processing of biometric in...
legislation.gov.uk
, paragraph 13 in particular:

Quote
13(1)This paragraph applies in the case of parking charges incurred in respect of the parking of a vehicle on relevant land if—

(a)the vehicle was at the time of parking hired to any person under a hire agreement with a vehicle-hire firm; and

(b)the keeper has been given a notice to keeper within the relevant period for the purposes of paragraph 8(4) or 9(4) (as the case may be).

(2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given—

(a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement;

(b)a copy of the hire agreement; and

(c)a copy of a statement of liability signed by the hirer under that hire agreement.

(3)The statement of liability required by sub-paragraph (2)(c) must—

(a)contain a statement by the hirer to the effect that the hirer acknowledges responsibility for any parking charges that may be incurred with respect to the vehicle while it is hired to the hirer;

(b)include an address given by the hirer (whether a residential, business or other address) as one at which documents may be given to the hirer;

(and it is immaterial whether the statement mentioned in paragraph (a) relates also to other charges or penalties of any kind).
(4)A statement required by sub-paragraph (2)(a) or (c) must be in such form (if any) as may be prescribed by the appropriate national authority by regulations made by statutory instrument.

(5)The documents mentioned in sub-paragraph (2) must be given by—

(a)handing them to the creditor;

(b)leaving them at any address which is specified in the notice to keeper as an address at which documents may be given to the creditor or to which payments may be sent; or

(c)sending them by post to such an address so that they are delivered to that address within the period mentioned in that sub-paragraph.

(6)In this paragraph and paragraph 14—

(a)“hire agreement” means an agreement which—

(i)provides for a vehicle to be let to a person (“the hirer”) for a period of any duration (whether or not the period is capable of extension by agreement between the parties); and

(ii)is not a hire-purchase agreement within the meaning of the Consumer Credit Act 1974;

(b)any reference to the currency of a hire agreement includes a reference to any period during which, with the consent of the vehicle-hire firm, the hirer continues in possession of the vehicle as hirer, after the expiry of any period specified in the agreement but otherwise on terms and conditions specified in it; and

(c)“vehicle-hire firm” means any person engaged in the hiring of vehicles in the course of a business.

They’re only words, not legal jargon, but used with a kind of precision not necessarily used in normal speech.
« Last Edit: April 28, 2026, 02:52:19 pm by jfollows »

Hello,

I have drafted the following as my defence:

DEFENCE

1. The Defendant denies the claim in its entirety. The Defendant asserts that there is no liability to the Claimant and that no debt is owed.
2. My defence is that the defendant is a hirer of a car, the driver of the car was not identified, and the claimant did not follow the requirements of PoFA 2012 to transfer liability to me as the hirer.
3. In particular I would like to refer to Paragraph 13 of PoFA 2012:
This paragraph applies in the case of parking charges incurred in respect of the parking of a vehicle on relevant land if the keeper has been given a notice to keeper within the relevant period of 28 days. These include hire-vehicle liability defects where the Notice to Hirer did not include the prescribed hire documents required for strict PoFA Schedule 4 paragraphs 13–14 compliance, so no hirer liability arises.
4. I would also like to point out failure to pause enforcement while an appeal is outstanding; failure to issue a timely, reasoned decision with an independent appeal route; failure to run a compliant complaints process and to treat a complaint relating to a PCN as an appeal for timescales; improper debt escalation during an unresolved appeal or complaint.
5. I would also like to add that I sent BankPark numerous emails, detailing that thery dud not follow correct procedure and lodged an appeal stating this. I did not receive a response from them. I also complained to the IPC (International Parking Community) however they did not take any appropriate action against one of their members.
Signed
Date

Personally, I would spell out by listing the requirements of PoFA 2012, and point out the specific documents which were not sent.

Hello

I have amended as per your last repsonse, is the following OK now, or do I need to addd anything else please.

DEFENCE

1. The Defendant denies the claim in its entirety. The Defendant asserts that there is no liability to the Claimant and that no debt is owed.
2. My defence is that the defendant is a hirer of a car, the driver of the car was not identified, and the claimant did not follow the requirements of PoFA 2012 to transfer liability to me as the hirer.
3. In particular I would like to refer to Paragraph 13 of PoFA 2012:
13(1)This paragraph applies in the case of parking charges incurred in respect of the parking of a vehicle on relevant land if—

(a)the vehicle was at the time of parking hired to any person under a hire agreement with a vehicle-hire firm; and

(b)the keeper has been given a notice to keeper within the relevant period for the purposes of paragraph 8(4) or 9(4) (as the case may be).

(2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given—

(a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement;

(b)a copy of the hire agreement; and

(c)a copy of a statement of liability signed by the hirer under that hire agreement.

(3)The statement of liability required by sub-paragraph (2)(c) must—

(a)contain a statement by the hirer to the effect that the hirer acknowledges responsibility for any parking charges that may be incurred with respect to the vehicle while it is hired to the hirer;

(b)include an address given by the hirer (whether a residential, business or other address) as one at which documents may be given to the hirer;

(and it is immaterial whether the statement mentioned in paragraph (a) relates also to other charges or penalties of any kind).
(4)A statement required by sub-paragraph (2)(a) or (c) must be in such form (if any) as may be prescribed by the appropriate national authority by regulations made by statutory instrument.

(5)The documents mentioned in sub-paragraph (2) must be given by—

(a)handing them to the creditor;

(b)leaving them at any address which is specified in the notice to keeper as an address at which documents may be given to the creditor or to which payments may be sent; or

(c)sending them by post to such an address so that they are delivered to that address within the period mentioned in that sub-paragraph.

(6)In this paragraph and paragraph 14—

(a)“hire agreement” means an agreement which—

(i)provides for a vehicle to be let to a person (“the hirer”) for a period of any duration (whether or not the period is capable of extension by agreement between the parties); and

(ii)is not a hire-purchase agreement within the meaning of the Consumer Credit Act 1974;

(b)any reference to the currency of a hire agreement includes a reference to any period during which, with the consent of the vehicle-hire firm, the hirer continues in possession of the vehicle as hirer, after the expiry of any period specified in the agreement but otherwise on terms and conditions specified in it; and

(c)“vehicle-hire firm” means any person engaged in the hiring of vehicles in the course of a business.


The letter from Bankpark on 27th August states:  Enclosed with this Notice are the following copy documents.
Statement signed by the vehicle hire firm...
Hire Agreement
Statement of liability....
Notice to Keeper ...

They did not enclose any of the above, and have never sent me the correct documentation.
In light of this omission on their behalf  they should have cancelled the PCN.
4. I would also like to point out failure to pause enforcement while an appeal is outstanding; failure to issue a timely, reasoned decision with an independent appeal route; failure to run a compliant complaints process and to treat a complaint relating to a PCN as an appeal for timescales; improper debt escalation during an unresolved appeal or complaint.
5. I would also like to add that I sent BankPark numerous emails, detailing that they did not follow correct procedure and lodged an appeal stating this. I did not receive a response from them. I also complained to the IPC (International Parking Community) however they did not take any appropriate action against one of their members.

Just wait a couple of days for any other comments before submitting. Others may have better ideas.

Hello,

Is there any other advice from anyone before I send that defence please.

I know that b789 has previoulsy also provided sound advice in the past but have not heard from them recently.

Many thanks for your support thus far.

Hello
The date for the filing of my defence is coming soon.
Please advise if the last defence I posted is ok to submit.
I obviously want the defence to be as robust as possible, and don't want to miss anything.
Would appreciate any further help.
Thanks